326 W Smoke Tree Rd, Gilbert, AZ 85233 Property Records

Maricopa County property record for 326 W Smoke Tree Rd, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,014 sqft · built 1993
Lot Size	0.269 acres (11,700 sqft)
Owner	Individual Name on Record
Last Sale	$182,500 (Oct 2001)
Tax Bill	$2,011 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`302-35-015`

Property Details

APN / Parcel Number

Primary APN	`302-35-015`
Alternative APN	`302350155`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,014 sqft Living Area
Gross Area	2,214 sqft
1st Floor Area	2,014 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	11,700 sqft (0.269 acres)
Parking Spaces	3 Parking Spaces
Pool Area	475 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	326 W SMOKE TREE RD
City	GILBERT
State	AZ
Zip	85233-6905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PARCELS 8 & 9 OF LAGO ESTANCIA LOT 1-90 TR A-J MCR 356-45
Legal Range	5E
Legal Township	1S
Legal Section	13
Legal Subdivision	PARCELS 8 & 9 OF LAGO ESTANCIA LOT 1-90
Legal Lot Number	7
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1001
Census Tract	422403

Owner

Source: Maricopa County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	326 W SMOKE TREE RD, GILBERT, AZ 85233-6905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 7, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2001 · Amount on Record
Deed Sale	Oct 1, 2001 · Amount on Record
Prior Sale	Mar 31, 1994 · Amount on Record
Deed Document Number	2001911679
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jun 25, 2026
Property Address	326 W SMOKE TREE RD, GILBERT, AZ 85233-6905
Document Number	0000380657
Instrument Date	Jun 18, 2026
Instrument	2026380657
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 W SMOKE TREE RD, GILBERT, AZ 85233-6905

Mortgage

Document Number	0000380657,
Date	Jun 25, 2026
Instrument	2026380657

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	326 W SMOKE TREE RD, GILBERT, AZ 85233-6905
Transaction Type	Mortgage
Record Updated	Jan 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 W SMOKE TREE RD, GILBERT, AZ 85233-6905

Mortgage

Document Number	0000010463
Date	Jan 9, 2023
Instrument	20230010463

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2038

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	326 W SMOKE TREE RD, GILBERT, AZ 85233-6905
Document Number	0000676583
Instrument Date	Sep 7, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	326 W SMOKE TREE RD GILBERT AZ 852336905, GILBERT, AZ 85233-6905

Mortgage

Document Number	0000676583
Date	Sep 13, 2017
Instrument	676583

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 12, 2032

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,930 (+92.4%)	$509,300 (+5.51%) Land $101,800 Building $407,500
2025	$2,011.00 (+3.29%)	$26,471 (-49.11%)	$482,700 (-7.21%) Land $96,500 Building $386,200
2024		$52,020	$520,200 Land $104,000 Building $416,200
2023	$1,947.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, WeLink Communications.

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