326 W Bridge St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 326 W Bridge St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,208 sqft · built 1910
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Sep 2026)
Tax Bill	$2,567 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-10-279-004`

Property Details

APN / Parcel Number

Primary APN	`17-10-279-004`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,208 sqft Total Area
Basement Area	288 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	296 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	326 W BRIDGE ST
City	BIG RAPIDS
State	MI
Zip	49307-1371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000326 W BRIDGE STREET: ROSE'S SECOND ADDITION -- BLK 6, LOTS 1, 2 & 3
Legal Subdivision	ROSE'S SECOND ADDITION
Legal Block	6
Legal Lot Number	1-3
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	4
Census Block	4014
Census Tract	960500

Owner

326 W Bridge St is owned and occupied by two individuals who bought it in September 2026.

Source: Mecosta County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	734 TIOGA DR, BIG RAPIDS, MI 49307-1184
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE CORPORATION
Sep 23, 2026	Deed of Trust, Mortgage · FHA Mortgage HOME MORTGAGE CORPORATION
Sep 14, 2026	Warranty Deed, Transfer VERIFIED TITLE AGENCY LLC, VERIFIED TITLE AGENCY
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Nov 19, 2018	Warranty Deed, Transfer · Conventional Mortgage WEST MICHIGAN CU
Jul 9, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WEST MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on File
Deed Sale	Sep 14, 2026 · Amount on File
Prior Sale	Nov 19, 2018 · Amount on File
Deed Document Number	20266536
Deed Book / Page	942 / 5933
Prior Transfer Date	Aug 13, 2013
Prior Transfer Doc	837/1462
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Recording Date	Sep 23, 2026
Property Address	326 W BRIDGE ST, BIG RAPIDS, MI 49307-1371
Document Number	0000006767
Book / Page	943 / 1023
Instrument Date	Sep 10, 2026
Instrument	20266767
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006767,
Date	Sep 23, 2026
Book Page	943/1023
Instrument	20266767

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Recording Date	Sep 23, 2026
Property Address	326 W BRIDGE ST, BIG RAPIDS, MI 49307-1371
Document Number	0000006766
Book / Page	943 / 1011
Instrument Date	Sep 10, 2026
Instrument	20266766
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006766,
Date	Sep 23, 2026
Book Page	943/1011
Instrument	20266766

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Sep 14, 2026
Property Address	326 W BRIDGE ST, BIG RAPIDS, MI 49307-1371
Document Number	0000006536
Book / Page	942 / 5933
Instrument Date	Sep 10, 2026
Instrument	20266536
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	VERIFIED TITLE AGENCY LLC, VERIFIED TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	326 W BRIDGE ST, BIG RAPIDS, MI 49307-1371
Transaction Type	Mortgage
Record Updated	Apr 29, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	902/5183
Date	Apr 7, 2020
Book Page	902/5183
Instrument	202000002663

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Nov 19, 2018
Property Address	326 W BRIDGE ST, BIG RAPIDS, MI 49307-1371
Document Number	893/1753
Book / Page	893 / 1753
Map Reference	LB1 PG41
Instrument Date	Nov 5, 2018
Instrument	201800008720
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	NOT AVAILABLE, VERIFIED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	326 W BRIDGE ST, 326, BIG RAPIDS, MI 49307-1371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E GRAND TRAVERSE ST, BIG RAPIDS, MI 49307-1408

Mortgage

Document Number	201800008721
Date	Nov 19, 2018
Instrument	201800008721

Lender

Name	WEST MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	326 W BRIDGE ST, BIG RAPIDS, MI 49307-1371
Transaction Type	Mortgage
Record Updated	Aug 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	889/0657
Date	Jul 9, 2018
Book Page	889/0657
Instrument	201800005545

Lender

Name	WEST MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 326 W Bridge St was $2,567 with a homeowner's exemption, up 3% from the year before.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,400 (+7.33%)	$216,800 (+7.33%)
2025	$2,567.00 (+3.01%) Homeowner's exemption	$101,000	$202,000
2024	$2,492.00
2023		$81,200	$162,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 326 W Bridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 W Bridge St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Point Broadband, T-Mobile, Verizon.

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