326 W 27th St, Merced, CA 95340 Property Records

Merced County property record for 326 W 27th St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,488 sqft · built 1910
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Tax Bill	$2,723 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2023 Line of Credit + 4 more
Flood Zone	Zone AO (high risk)
APN	`030-022-002-000`

Property Details

APN / Parcel Number

Primary APN	`030-022-002-000`
Alternative APN	`030-022-002`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	1,796 sqft
1st Floor Area	1,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1965
Construction Type	Wood
Roof Material	Other
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	030-022-002
Street Address	326 W 27TH ST
City	MERCED
State	CA
Zip	95340-2957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	MERCED LOT 4 BLK 13
Legal Subdivision	MERCED
Legal Block	13
Legal Lot Number	4
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1009
Census Tract	1302

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	326 W 27TH ST, MERCED, CA 95340-2957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Mar 17, 2023	Deed of Trust, Mortgage · Line of Credit MOCSE FCU
Feb 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 25, 2017	Quit Claim Deed, Transfer TRANSCOUNTY TITLE COMPANY
Oct 25, 2017	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2017
Deed Sale	Oct 25, 2017
Prior Sale	Oct 25, 2017 · Amount on Record
Deed Document Number	201734953
Prior Transfer Date	Oct 20, 2017
Prior Transfer Doc	0000034953
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	May 20, 2026
Property Address	326 W 27TH ST, MERCED, CA 95340-2957
Document Number	0000012859
Instrument Date	May 14, 2026
Instrument	202612859
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	326 W 27TH ST, MERCED, CA 95340-2957

Mortgage

Document Number	0000012859,
Date	May 20, 2026
Instrument	202612859

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	326 W 27TH ST, MERCED, CA 95340-2957
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 W 27TH ST, MERCED, CA 95340-2957

Mortgage

Document Number	0000006002
Date	Mar 17, 2023
Instrument	2023006002

Lender

Name	MOCSE FCU
Type	Credit Union
Address	MODESTO, CA 95355

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 4, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	326 W 27TH ST, MERCED, CA 95340-2957
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 W 27TH ST, MERCED, CA 95340-2957

Mortgage

Document Number	0000008715
Date	Feb 25, 2021
Instrument	2021008715

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	326 W 27TH ST, MERCED, CA 95340-2957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002788
Date	Jan 24, 2020
Instrument	2020002788

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Feb 1, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Oct 25, 2017
Property Address	326 W 27TH ST, MERCED, CA 95340-2957
Document Number	0000034953
Instrument Date	Oct 20, 2017
Instrument	34953
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	326 W 27TH ST MERCED CA 953402957, MERCED, CA 95340-2957

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 25, 2017
Property Address	326 W 27TH ST, MERCED, CA 95340-2957
Document Number	0000034952
Instrument Date	Sep 18, 2017
Instrument	34952
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	326 W 27TH ST MERCED CA 953402957, MERCED, CA 95340-2957

Mortgage

Document Number	34954
Date	Oct 25, 2017
Instrument	34954

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$249,521 (+2%) Land $52,224 Building $197,297
2025	$2,723.00 (+7.2%)	$244,629 (+4.04%) Land $51,200 Building $193,429
2023	$2,540.00 (+1.36%)	$235,132 Land $49,213 Building $185,919
2022	$2,506.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks.

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