326 W 22nd St, Covington, KY 41014 Property Records

Kenton County property record for 326 W 22nd St, Covington, KY 41014

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 912 sqft
Lot Size0.09 acres (3,920 sqft)
OwnerCompany Name on Record
Last Sale$43,000 (May 2020)
Tax Bill$569 (2025)
Deeds & MortgagesJan 2022 Transfer
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN055-23-02-033.00

Property Details

APN / Parcel Number

Primary APN055-23-02-033.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area912 sqft Finished Area

Exterior

Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions96 ft deep x 20 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address326 W 22ND ST
CityCOVINGTON
StateKY
Zip41014-1604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOOAR DANIEL PT LOTS 1-2 20.4'X 96.5' NS 22ND 78.8' E HOWELL & 24'X 84' ES HOWELL 73.18' NS 22ND
Legal SubdivisionMOOAR DANIEL
Legal Lot Number1,2
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3008
Census Tract65000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8060 ARCADIA BLVD, ALEXANDRIA, KY 41001-1483
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2022Quit Claim Deed, Transfer
Quitclaim
Oct 15, 2020Deed of Trust, Mortgage
RIVERHILLS BK NA
May 29, 2020Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2020 · Amount on Record
Deed SaleMay 29, 2020 · Amount on Record
Prior SaleSep 7, 2005 · Amount on Record
Deed Document Number20205900094
Deed Book / Page23 / 658
Last Transfer DateDec 29, 2021
Transfer Doc0005900280
Record UpdatedOct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateJan 3, 2022
Property Address326 W 22ND ST, COVINGTON, KY 41014-1604
Document Number0005900280
Book / Page139 / 942
Map ReferencePL 188
Instrument DateDec 29, 2021
Instrument22010305900280
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9168 HAWKSRIDGE DR, 9168, COVINGTON, KY 41017-9124

Transferred To (Grantee/Buyer)

NameVerified Name
Address9168 HAWKSRIDGE DR, COVINGTON, KY 41017-9124

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address326 W 22ND ST, COVINGTON, KY 41014-1604
Document Number0000000183
Instrument DateOct 15, 2020
Transaction TypeMortgage
Record UpdatedDec 1, 2020
Title CompanyIVY POINTE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 W 22ND ST COVINGTON KY 410141604, COVINGTON, KY 41014-1604

Mortgage

Document Number0000000183
DateNov 10, 2020
Book Page00M123/000810
Instrument183
Lender
NameRIVERHILLS BK NA
TypeBank
AddressMILFORD, OH 45150
Agreement
AmountAmount Recorded
Term360 Months
DueNov 9, 2050

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 29, 2020
Property Address326 W 22ND ST, COVINGTON, KY 41014-1604
Document Number0000000094
Book / Page000023 / 000658
Instrument DateApr 10, 2020
Instrument94
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$43.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9168 HAWKSRIDGE DR COVINGTON KY 410179124, COVINGTON, KY 41017-9124

Mortgage

Document Number95
DateMay 29, 2020
Book Page000M49/000884
Instrument95
Lender
NameFIFTH THIRD BK NA
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 28, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,000 (+58.14%) Land $10,000 Building $58,000$68,000 (+58.14%) Land $10,000 Building $58,000
2025$569.00 (-0.52%)$43,000 (-) Land $5,000 Building $38,000$43,000 (-) Land $5,000 Building $38,000
2023$572.00$43,000 Land $5,000 Building $38,000$43,000 Land $5,000 Building $38,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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