326 W 17th St, Covington, KY 41014 Property Records

Kenton County property record for 326 W 17th St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,095 sqft
Lot Size	0.053 acres (2,310 sqft)
Owner	Individual Name on Record
Last Sale	$93,500 (Oct 2019)
Tax Bill	$1,547 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-15-006.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-15-006.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,095 sqft Finished Area
Gross Area	1,279 sqft

Exterior

Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,310 sqft (0.053 acres)
Lot Dimensions	70 ft deep x 33 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	326 W 17TH ST
City	COVINGTON
State	KY
Zip	41014-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBURN AVE LD CO PT LOTS 79-80-81 2ND BEING 33X70'
Legal Subdivision	WOODBURN AVE LAND CO
Legal Phase	2
Legal Lot Number	79,80
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4004
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	326 W 17TH ST, COVINGTON, KY 41014-1008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 14, 2019	Warranty Deed, Transfer · FHA Mortgage UNION HM MTG CORP
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Sep 5, 2017	Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2019 · Amount on Record
Deed Sale	Oct 14, 2019 · Amount on Record
Prior Sale	Sep 5, 2017 · Amount on Record
Deed Document Number	201910 14 059 00262
Deed Book / Page	6777 / 283
Prior Transfer Date	Oct 28, 2008
Prior Transfer Doc	0005900195
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	326 W 17TH ST, COVINGTON, KY 41014-1008
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 W 17TH ST, COVINGTON, KY 41014-1008

Mortgage

Document Number	0005900146
Date	Aug 15, 2022
Book Page	398/61
Instrument	22081505900146

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Sep 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 14, 2019
Property Address	326 W 17TH ST, COVINGTON, KY 41014-1008
Document Number	0000000262
Book / Page	006777 / 000283
Instrument Date	Aug 14, 2019
Instrument	262
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 W 17TH ST COVINGTON KY 410141008, COVINGTON, KY 41014-1008

Mortgage

Document Number	264
Date	Oct 14, 2019
Book Page	006777/000286
Instrument	264

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	326 W 17TH ST, COVINGTON, KY 41014-1008
Document Number	0000000185
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 W 17TH ST COVINGTON KY 410141008, COVINGTON, KY 41014-1008

Mortgage

Document Number	0000000185
Date	Nov 22, 2019
Book Page	0C6808/000240
Instrument	185

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	20 W PIKE ST, COVINGTON, KY 41011-2711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 21, 2024

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 5, 2017
Property Address	326 W 17TH ST, COVINGTON, KY 41014-1008
Document Number	0000000287
Book / Page	OC6241 / 000007
Instrument Date	Aug 31, 2017
Instrument	287
Transaction Type	Transfer
Record Updated	Sep 22, 2017
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 W 17TH ST COVINGTON KY 410141008, COVINGTON, KY 41014-1008

Mortgage

Document Number	288
Date	Sep 5, 2017
Book Page	0C6241/000010
Instrument	288

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,800 (-) Land $10,000 Building $106,800	$116,800 (-) Land $10,000 Building $106,800
2025	$1,547.00 (-0.51%)	$116,800 (-) Land $5,000 Building $111,800	$116,800 (-) Land $5,000 Building $111,800
2023	$1,555.00	$116,800 Land $5,000 Building $111,800	$116,800 Land $5,000 Building $111,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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