326 Valley Dr, Quincy, FL 32351 Property Records

Gadsden County property record for 326 Valley Dr, Quincy, FL 32351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,150 sqft · built 2009
Lot Size	0.387 acres (16,835 sqft)
Owner	Individual Name on File
Tax Bill	$1,851 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-2N-3W-0690-0000D-0140`

Property Details

APN / Parcel Number

Primary APN	`3-07-2N-3W-0690-0000D-0140`
Alternative APN	`1147760000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
Gross Area	1,216 sqft
1st Floor Area	1,150 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,835 sqft (0.387 acres)
Lot Width	100 ft Width
Porch	Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	326 VALLEY DR
City	QUINCY
State	FL
Zip	32351-3357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 938 P 1798; OR 884 P 910; L
Legal Range	3W
Legal Township	2N
Legal Section	07
Legal Subdivision	HILLSIDE PARK
Legal Block	D
Legal Lot Number	14,15
Jurisdiction	GADSDEN FL
Township / Civil Division	QUINCY
Census Block Group	4
Census Block	4021
Census Tract	20702

Owner

326 Valley Dr is owned and occupied by an individual who acquired it in September 2023.

Source: Gadsden County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	326 VALLEY DR, QUINCY, FL 32351-3357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage OUTAMATION INC
Sep 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP
Sep 20, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Aug 25, 2023	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2023
Deed Sale	Sep 20, 2023
Prior Sale	Aug 25, 2023 · Amount on File
Deed Document Number	20236815
Deed Book / Page	939 / 1621
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	326 VALLEY DR, QUINCY, FL 32351-3357
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 VALLEY DR, QUINCY, FL 32351-3357

Mortgage

Document Number	0009810070
Date	Mar 25, 2026
Book Page	981/70
Instrument	260001996

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	481 Months
Due	Apr 1, 2066

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	326 VALLEY DR, QUINCY, FL 32351-3357
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 VALLEY DR, QUINCY, FL 32351-3357

Mortgage

Document Number	0009391637
Date	Sep 20, 2023
Book Page	939/1637
Instrument	230006817

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	326 VALLEY DR, QUINCY, FL 32351-3357
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4724 MARSEILLES BLVD, TALLAHASSEE, FL 32303-3139

Mortgage

Document Number	0009391623
Date	Sep 20, 2023
Book Page	939/1623
Instrument	230006816

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Aug 25, 2023
Property Address	326 VALLEY DR, QUINCY, FL 32351-3357
Document Number	0009381798
Book / Page	938 / 1798
Instrument Date	Aug 17, 2023
Instrument	230006263
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	BLUEPRINT TITLE FL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,049.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3810 BUCK LAKE RD, TALLAHASSEE, FL 32317-9445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4724 MARSEILLES BLVD, TALLAHASSEE, FL 32303-3139

Mortgage

Document Number	0009381817
Date	Aug 25, 2023
Instrument	938/1817

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 326 Valley Dr was $1,851 with a homeowner's exemption, up 0.1% from the year before.

Source: Gadsden County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Quincy City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,851.00 (+0.05%) Homeowner's exemption	$131,931 (+0.78%) Land $12,900 Building $119,031	$131,931 (+0.78%) Land $12,900 Building $119,031
2024	$1,850.00 (-7.87%) Homeowner's exemption	$130,906 (+12.78%) Land $12,600 Building $118,306	$130,906 (+12.78%) Land $12,600 Building $118,306
2023	$2,008.00 (+7.9%)	$116,076 (+4.6%) Land $12,000 Building $104,076	$116,076 (+4.6%) Land $12,000 Building $104,076
2022	$1,861.00	$110,976 Land $10,000 Building $100,976	$110,976 Land $10,000 Building $100,976

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 Valley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 Valley Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY, CITY OF W/S serves 10,298 people · EPA ID FL1200551
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Pentachlorophenol resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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