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326 Summer Sails Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 326 Summer Sails Dr, Valrico, FL 33594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,170 sqft · built 2005
Lot Size0.118 acres (5,140 sqft)
OwnerIndividual Name on Record
Last Sale$178,000 (May 2020)
Tax Bill$2,849 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Aug 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN085740-1200

Property Details

APN / Parcel Number

Primary APN085740-1200
Alternative APN
  • U2029215PBB00000000130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,170 sqft Living Area
Gross Area1,476 sqft
1st Floor Area1,170 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2019
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,140 sqft (0.118 acres)
Lot Dimensions120 ft deep x 33.2 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area42 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0857401200
Street Address326 SUMMER SAILS DR
CityVALRICO
StateFL
Zip33594-8009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionSOMERSET TRACT A-1 LOT 13 BLOCK B
Legal Range21E
Legal Township29S
Legal Section20
Legal SubdivisionSOMERSET TRACT A-1
Legal TractA-1
Legal BlockB
Legal Lot Number13
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1008
Census Tract12210

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address326 SUMMER SAILS DR, VALRICO, FL 33594-8009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 7, 2020Warranty Deed, Transfer · FHA Mortgage
BAY EQUITY
Aug 14, 2018Loan Modification, Mortgage
WELLS FARGO BK
Mar 20, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2020 · Amount on Record
Deed SaleMay 7, 2020 · Amount on Record
Prior SaleDec 1, 2004 · Amount on Record
Deed Document Number2020189064
Record UpdatedOct 29, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 7, 2020
Property Address326 SUMMER SAILS DR, VALRICO, FL 33594-8009
Document Number0000189064
Instrument DateApr 30, 2020
Instrument189064
Transaction TypeTransfer
Record UpdatedJun 9, 2020
Title CompanyHILLSBOROUGH TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,246.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 SUMMER SAILS DR VALRICO FL 335948009, VALRICO, FL 33594-8009

Mortgage

Document Number189065
DateMay 7, 2020
Instrument189065
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressCORTE MADERA, CA 94925
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 6, 2050

Mortgage

Document Number189066,
DateMay 7, 2020
Instrument189066
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
AmountAmount Recorded
Term360 Months
DueMay 6, 2050

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHILLSBOROUGH FL
Property Address326 SUMMER SAILS DR, VALRICO, FL 33594-8009
Document Number0260811981
Instrument DateAug 14, 2018
Transaction TypeMortgage
Record UpdatedOct 9, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 SUMMER SAILS DR VALRICO FL 335948009, VALRICO, FL 33594-8009

Mortgage

Document Number0260811981
DateSep 20, 2018
Book Page026081/001981
Instrument382626
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
AmountAmount Recorded
Term360 Months
DueSep 19, 2048
Interest
Rate4.87%

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 20, 2018
Property Address326 SUMMER SAILS DR, VALRICO, FL 33594-8009
Document Number0256330674
Book / Page025633 / 000674
Instrument DateMar 13, 2018
Instrument109493
Transaction TypeTransfer
Record UpdatedMar 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 SUMMER SAILS DR VALRICO FL 335948009, VALRICO, FL 33594-8009

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$163,250 (+2.7%)$204,484 (-6.06%) Land $53,847 Building $150,637
2025$2,849.00 (+12.12%) Homeowner's exemption$158,958 (+5.99%)$217,674 (+6.7%) Land $53,847 Building $163,827
2023$2,541.00 (+6.9%) Homeowner's exemption$149,979 (+3%)$203,997 (+3.93%) Land $53,847 Building $150,150
2022$2,377.00 Homeowner's exemption$145,611$196,290 Land $45,563 Building $150,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1988–2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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