326 Summer Ave, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 326 Summer Ave, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,814 sqft · built 1950
Lot Size	0.245 acres (10,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$995,000 (Jul 2022)
Tax Bill	$11,687 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:011.0-0000-0141.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:011.0-0000-0141.0`
Alternative APNs	`M:011.0=0000=0141.0` `340000000090` `340000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,814 sqft Living Area
Gross Area	3,799 sqft
Basement Area	876 sqft
Unfinished Basement	613 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,677 sqft (0.245 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	340000000090
Street Address	326 SUMMER AVE
City	READING
State	MA
Zip	01867-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1024
Census Tract	334100

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	326 SUMMER AVE, READING, MA 01867-3450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST REPUBLIC BANK
Sep 16, 2021	Quit Claim Deed, Transfer Quitclaim
May 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK
Aug 24, 2017	Quit Claim Deed, Transfer FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Prior Sale	Aug 24, 2017 · Amount on Record
Deed Book / Page	80398 / 57
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jul 7, 2022
Property Address	326 SUMMER AVE, READING, MA 01867-3450
Document Number	0080398-57
Book / Page	80398 / 57
Instrument Date	Jul 7, 2022
Instrument	103529
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	326 SUMMER AVE, READING, MA 01867-3450

Mortgage

Document Number	0000103530
Date	Jul 7, 2022
Instrument	103530

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Sep 16, 2021
Property Address	326 SUMMER AVE, READING, MA 01867-3450
Document Number	78708-516
Book / Page	78708 / 516
Instrument Date	Sep 7, 2021
Instrument	205838
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 SUMMER AVE, READING, MA 01867-3450

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	326 SUMMER AVE, READING, MA 01867-3450
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74606-230
Date	May 5, 2020
Book Page	74606/230
Instrument	67126

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Aug 24, 2017
Property Address	326 SUMMER AVE, READING, MA 01867-3450
Document Number	69821-403
Book / Page	69821 / 403
Instrument	135898
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 SUMMER AVE, READING, MA 01867-3450

Mortgage

Document Number	698210405
Date	Aug 24, 2017
Instrument	69821/0405

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,687.00 (+1.48%)	$1,066,300 (+5.46%) Land $511,200 Building $548,100	$1,189,706 (+3.66%)
2025	$11,516.00 (+1.12%)	$1,011,100 (+4.05%) Land $484,500 Building $526,600	$1,147,695 (+2.48%)
2024	$11,388.00 (+3.14%)	$971,700 (+10.8%) Land $465,400 Building $506,300	$1,119,955
2023	$11,041.00	$877,000 Land $419,600 Building $457,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1998)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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