326 Stoner Ave, Westminster, MD 21157 Property Records

Carroll County property record for 326 Stoner Ave, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,116 sqft · built 1954
Lot Size	0.222 acres (9,665 sqft)
Owner	Individual Name on File
Last Sale	$307,000 (Apr 2006)
Tax Bill	$2,794 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-021410`

Property Details

APN / Parcel Number

Primary APN	`07-021410`
Alternative APNs	`7021410` `021410`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,116 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	9,665 sqft (0.222 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	021410
Street Address	326 STONER AVE
City	WESTMINSTER
State	MD
Zip	21157-6025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 10 - 9665 SF 326 STONER AVE 3-49 COLVILLA
Legal Subdivision	COLVILLA
Legal Lot Number	10
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1009
Census Tract	507802

Owner

326 Stoner Ave is owned and occupied by an individual who acquired it in May 2007.

Source: Carroll County records, as of September 8, 2026

Owner of Record	Individual Name on File
Mailing Address	326 STONER AVE, WESTMINSTER, MD 21157-6025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FIN'L NTWK INC
Nov 28, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2006 · Amount on File
Deed Sale	Apr 25, 2006 · Amount on File
Prior Sale	Nov 14, 2002 · Amount on File
Deed Document Number	200654317
Deed Book / Page	4841 / 563
Last Transfer Date	May 3, 2007
Transfer Doc	0052310131
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	326 STONER AVE, WESTMINSTER, MD 21157-6025
Document Number	0099480392
Instrument Date	Oct 12, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	326 STONER AVE WESTMINSTER MD 211576025, WESTMINSTER, MD 21157-6025

Mortgage

Document Number	0099480392
Date	Nov 13, 2020
Book Page	009948/000392

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	326 STONER AVE, WESTMINSTER, MD 21157-6025
Document Number	0088910001
Book / Page	008891 / 000001
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 STONER AVE WESTMINSTER MD 211576025, WESTMINSTER, MD 21157-6025

Mortgage

Document Number	0088910001
Date	Dec 14, 2017
Book Page	008891/000001

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,400 (+8.14%) Land $90,000 Building $229,400	$319,400 (-) Land $90,000 Building $229,400
2025		$295,367	$319,400 Land $90,000 Building $229,400
2023	$2,794.00 Disabled Person's exemption Veteran's exemption	$247,300 Land $90,000 Building $157,300	$247,300 Land $90,000 Building $157,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 Stoner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 Stoner Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000

May also be available: Quantum Internet & Telephone, Verizon.

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