Mecklenburg County property record for 326 State St, Charlotte, NC 28208
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,626 sqft · built 2019 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Aug 2019) |
| Tax Bill | $5,259 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 071-105-62 |
| Primary APN | 071-105-62 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,626 sqft Living Area |
| Gross Area | 2,906 sqft |
| 1st Floor Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 6,621 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 326 STATE ST |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28208-4245 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-8MF |
| Legal Description | L2A M65-582 |
| Legal Block | 5 |
| Legal Lot Number | 2A |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 4500 |
326 State St, a townhouse, is owned and occupied by two individuals who bought it in August 2019.
Source: Mecklenburg County records, as of May 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 326 STATE ST, CHARLOTTE, NC 28208-4245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on File |
| Deed Sale | Aug 20, 2019 · Amount on File |
| Prior Sale | Aug 16, 2019 · Amount on File |
| Deed Document Number | 2019108033 |
| Deed Book / Page | 33772 / 845 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 326 STATE ST, CHARLOTTE, NC 28208-4245 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000038213 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 35729/971 |
| Instrument | 2021038213 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $674,300 Land $200,000 Building $474,300 | $674,300 Land $200,000 Building $474,300 | |
| 2024 | $5,259.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 326 State St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (1997–2006) |
| Most Recent Claim | Jul 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 326 State St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Google Fiber.
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