326 Springboro Pike, Dayton, OH 45449 Property Records

Montgomery County property record for 326 Springboro Pike, Dayton, OH 45449

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3 bd · 2 ba · 2,800 sqft · built 2014
Lot Size	0.814 acres (35,458 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (May 2025)
Tax Bill	$19,380 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`K46 01316 0029`

Property Details

APN / Parcel Number

Primary APN	`K46 01316 0029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,800 sqft Total Area
1st Floor Area	2,800 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Metal
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	35,458 sqft (0.814 acres)
Garage Type	Basement
Patio Area	214 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	326 SPRINGBORO PIKE
City	DAYTON
State	OH
Zip	45449-3643
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	5704 PT
Legal Subdivision	CITY/MIAMISBURG
Legal Lot Number	29
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1019
Census Tract	50104

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10795 FALLS CREEK LN, DAYTON, OH 45458-6063
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Warranty Deed, Transfer · Commercial Mortgage THE HUNTINGTON NATIONAL BANK
Dec 13, 2017	Warranty Deed, Transfer · Line of Credit FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Prior Sale	Mar 16, 2023 · Amount on Record
Deed Document Number	2025-00026968
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 16, 2023
Property Address	326 SPRINGBORO PIKE, DAYTON, OH 45449-3643
Document Number	0000014237
Instrument Date	Feb 23, 2023
Instrument	202300014237
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	HBI TITLE SERVICES INC, HBI TITLE SERVICES INC COM

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 SPRINGBORO PIKE, DAYTON, OH 45449-3643

Mortgage

Document Number	0000014238
Date	Mar 16, 2023
Instrument	202300014238

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Feb 23, 2048

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 13, 2017
Property Address	326 SPRINGBORO PIKE, DAYTON, OH 45449-3643
Document Number	0000074192
Instrument Date	Dec 11, 2017
Instrument	74192
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,640.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1404 EDEN MEADOWS WAY DAYTON OH 454404094, DAYTON, OH 45440-4094

Mortgage

Document Number	74193
Date	Dec 13, 2017
Instrument	74193

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	74194,
Date	Dec 13, 2017
Instrument	74194

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Municipality	Miamisburg City
Unified School District	Miamisburg City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$237,300 (-) Land $66,160 Building $171,140
2024	$19,380.00 (-1.77%)
2023	$19,729.00 (+4.89%)	$237,300 (+13%) Land $66,160 Building $171,140	$678,000 (+13%) Land $189,030 Building $488,970
2022	$18,809.00	$210,000 Land $58,550 Building $151,450
2020			$600,000 Land $167,280 Building $432,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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