Polk County property record for 326 Spinnaker Ct, Auburndale, FL 33823
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.319 acres (13,891 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $30,800 (Mar 2026) |
| Tax Bill | $903 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Nov 2025 Foreclosure + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-27-36-305501-003780 |
| Primary APN | 25-27-36-305501-003780 |
|---|---|
| Alternative APNs |
|
| Lot Area | 13,891 sqft (0.319 acres) |
|---|
| Street Address | 326 SPINNAKER CT |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-2150 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | WATER RIDGE SUBDIVISION PB 133 PGS 24 THRU 35 LOT 378 |
| Legal Range | 25E |
| Legal Township | 27S |
| Legal Section | 36 |
| Legal Subdivision | WATER RIDGE SUBDIVISION |
| Legal Tract | 305501 |
| Legal Block | 1 |
| Legal Lot Number | 378 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 12409 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 137 ASPIRE DR, KISSIMMEE, FL 34747-2484 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2026 | Special Warranty Deed, Transfer HAYWARD TITLE GROUP |
| Nov 13, 2025 | Trustee's Deed, Foreclosure |
| Apr 29, 2022 | Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK |
| Dec 7, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2026 · Amount on Record |
| Deed Sale | Mar 18, 2026 · Amount on Record |
| Prior Sale | Nov 13, 2025 · Amount on Record |
| Deed Document Number | 202664846 |
| Deed Book / Page | 13922 / 303 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 18, 2026 |
| Property Address | 326 SPINNAKER CT, AUBURNDALE, FL 33823-2150 |
| Document Number | 0000064846 |
| Book / Page | 13922 / 303 |
| Map Reference | MB 133 PG 24-35 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 2026064846 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | HAYWARD TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $215.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 560 AIRPORT INDUSTRIAL DR, BLAIRSVILLE, GA 30512-8206 |
| Name | Verified Name |
|---|---|
| Address | 137 ASPIRE DR, KISSIMMEE, FL 34747-2484 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 13, 2025 |
| Property Address | 326 SPINNAKER CT, AUBURNDALE, FL 33823-2150 |
| Document Number | 0000268689 |
| Book / Page | 13776 / 1217 |
| Map Reference | MB 133 PG 24-35 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 2025268689 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 28, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $267.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 819 SW FEDERAL HWY STE 301, 301, STUART, FL 34994-2952 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 326 SPINNAKER CT, AUBURNDALE, FL 33823-2150 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1892 AMBER SWEET CIR, DUNDEE, FL 33838-4265 |
| Document Number | 0000116613 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 12231/759 |
| Instrument | 2022116613 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | May 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.75% |
| Index | Other |
| Max Rate | 8.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 7, 2021 |
| Property Address | 326 SPINNAKER CT, AUBURNDALE, FL 33823-2150 |
| Document Number | 0000317431 |
| Book / Page | 12014 / 721 |
| Map Reference | MB 133 PG 24-35 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021317431 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 COLONIAL RD, 2, SCARSDALE, NY 10583-7710 |
| Name | Verified Name |
|---|---|
| Address | 1892 AMBER SWEET CIR, DUNDEE, FL 33838-4265 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Auburndale City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $903.00 (+5.86%) | $50,578 (-22.19%) | $65,000 (-) Land $65,000 |
| 2024 | $853.00 (+7.97%) | $65,000 (+8.33%) Land $65,000 | $65,000 (+8.33%) Land $65,000 |
| 2023 | $790.00 (+24.61%) | $60,000 (+57.89%) Land $60,000 | $60,000 (+57.89%) Land $60,000 |
| 2022 | $634.00 | $38,000 Land $38,000 | $38,000 Land $38,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 6 (2004–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures