326 Smith St, Providence, RI 02908 Property Records

Providence City property record for 326 Smith St, Providence, RI 02908

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 1,650 sqft · built 1870
Lot Size	0.036 acres (1,553 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jun 2020)
Tax Bill	$5,319 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:67 L:72`

Property Details

APN / Parcel Number

Primary APN	`PROV M:67 L:72`
Alternative APNs	`P:0670072 L:0000` `31765`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	3 Units
Stories	2 Stories
Building Area	1,650 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	660 sqft
Attic	Attic
Attic Area	660 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,553 sqft (0.036 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	31765
Street Address	326 SMITH ST
City	PROVIDENCE
State	RI
Zip	02908-3726
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	C-2
Legal Lot Number	72
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1000
Census Tract	2500

Owner

326 Smith St, a triplex, is owned by an individual who bought it in June 2020.

Source: Providence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	59 JOSLIN ST, PROVIDENCE, RI 02909-3257
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Jul 25, 2019	Warranty Deed, Transfer · Commercial Mortgage FRANK CASARELLA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2020 · Amount on File
Deed Sale	Jun 15, 2020 · Amount on File
Prior Sale	Jul 25, 2019 · Amount on File
Deed Document Number	2020257628
Deed Book / Page	12744 / 274
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jun 15, 2020
Property Address	326 SMITH ST, PROVIDENCE, RI 02908-3726
Document Number	012744-274
Book / Page	12744 / 274
Instrument Date	Jun 11, 2020
Instrument	2020257628
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 JOSLIN ST, PROVIDENCE, RI 02909-3201

Mortgage

Document Number	2020257629
Date	Jun 15, 2020
Instrument	2020257629

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	326 SMITH ST, PROVIDENCE, RI 02908-3726
Document Number	12494-293
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 FRUIT HILL AVE NORTH PROVIDENCE RI 029112828, NORTH PROVIDENCE, RI 02911-2828

Mortgage

Document Number	12494-293
Date	Sep 26, 2019
Book Page	012494/000293
Instrument	237891

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jul 25, 2019
Property Address	326 SMITH ST, PROVIDENCE, RI 02908-3726
Document Number	012430-302
Book / Page	12430 / 302
Instrument Date	Jul 24, 2019
Instrument	232797
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 APPLETON ST, PROVIDENCE, RI 02909-2731

Mortgage

Document Number	0000232798
Date	Jul 25, 2019
Instrument	232798

Lender

Name	FRANK CASARELLA

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 326 Smith St was $5,319.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,319.00	$379,900 Land $139,600 Building $240,300
2023	$3,903.00 (+3.09%)	$212,700 (-) Land $49,400 Building $163,300
2022	$3,786.00	$212,700 Land $49,400 Building $163,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 326 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 326 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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