326 Simonton St, Key West, FL 33040 Property Records

Monroe County property record for 326 Simonton St, Key West, FL 33040

Property Summary

Property TypeHotel
Details3 ba · 1,882 sqft · built 1953
Lot Size0.089 acres (3,856 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Nov 1985)
Tax Bill$14,861 (2024)
Deeds & MortgagesJun 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN00004170-000000

Property Details

APN / Parcel Number

Primary APN00004170-000000
Alternative APNs
  • 01010100004170000000
  • 1004332

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,882 sqft Gross Area
1st Floor Area1,882 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof MaterialAsphalt
Lot Area3,856 sqft (0.089 acres)

Exterior Amenities

Pool Area208 sqft
PorchOpen Porch
Porch Area248 sqft
Patio Area821 sqft

Location & Zoning

Account Number1004332
Street Address326 SIMONTON ST
CityKEY WEST
StateFL
Zip33040-6869
Property CategoryCommercial
Property TypeCommercial > Retail > Hotel
Local Zoning CodeHNC-1
Legal DescriptionKW PT LOT 1 SQR 24 OR234-59 OR243-572 OR490-438 OR707-588 OR831-2487 OR957-1274 OR957-1297 OR959-118 OR1091-1038 OR1407-1107
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionISLAND OF KEY WEST
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1018
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address326 SIMONTON ST, KEY WEST, FL 33040-6869
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 1985 · Amount on Record
Deed SaleNov 1, 1985 · Amount on Record
Prior SaleFeb 1, 1976 · Amount on Record
Deed Book / Page959 / 118
Last Transfer DateAug 17, 2006
Transfer Doc0022321215
Record UpdatedJun 8, 2026

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address326 SIMONTON ST, KEY WEST, FL 33040-6869
Document Number0028701637
Book / Page002870 / 001637
Instrument DateJun 22, 2017
Transaction TypeMortgage
Record UpdatedSep 13, 2017
Title CompanyFLORIDA TITLE AND GUARANTEE, FLORIDA TITLE & GNTE

Transferred To (Grantee/Buyer)

NameVerified Name
Address66 WESTWIND RD LOUISVILLE KY 402071521, LOUISVILLE, KY 40207-1521

Mortgage

Document Number0028701637
DateAug 25, 2017
Book Page002870/001637
Instrument2136398
Lender
NameSTOCKYARD BK&TR
TypeBank
AddressLOUISVILLE, KY 40232-2890
Agreement
AmountAmount Recorded
Term60 Months
DueAug 24, 2022

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,545,787 (-14.8%) Land $850,183 Building $695,604$1,545,787 (-14.8%) Land $850,183 Building $695,604
2024$14,861.00 (-9.47%)
2023$16,415.00 (+7.18%)$1,814,308 (-) Land $1,085,163 Building $729,145$1,814,308 (-) Land $1,085,163 Building $729,145
2022$15,315.00$1,814,308 Land $1,085,163 Building $729,145$1,814,308 Land $1,085,163 Building $729,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 202 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 units insured
incl. 40 condo units
Nearby Flood Claims400 (1978–2024)
Claims Outside the SFHA44 of 400
Most Recent ClaimMay 2024 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 92 claims
  • Hurricane Wilma, Nov 2005 · 117 claims
  • Hurricane Georges, Oct 1998 · 57 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

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