326 Sills Rd, Locke, NY 13092 Property Records

Cayuga County and Genoa Town property record for 326 Sills Rd, Locke, NY 13092

Property Summary

Property TypeRural Home
Details2 bd · 1 ba · 2,352 sqft · built 1985
Lot Size13.5 acres (589,367 sqft)
Owner2 Individual Names on Record
Tax Bill$6,878 (2026)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN053000 248.00-1-15.21

Property Details

APN / Parcel Number

Primary APN053000 248.00-1-15.21
Alternative APN
  • 300024800000010150210000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,352 sqft Living Area
1st Floor Area1,440 sqft
Basement Area912 sqft
Finished Basement912 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area589,367 sqft (13.5 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area360 sqft
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address326 SILLS RD
CityLOCKE
StateNY
Zip13092-3289
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionAD 1109-94 INC 248-1-15.2 P/O 248-1- 15.111
Legal Block1
Legal Lot Number15.021
JurisdictionCAYUGA NY
Township / Civil DivisionGENOA
Census Block Group2
Census Block2016
Census Tract41001

Owner

Source: Cayuga County and Genoa Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address326 SILLS RD, LOCKE, NY 13092-3289
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Property Address326 SILLS RD, LOCKE, NY 13092-3289
Document Number0039330074
Instrument DateSep 28, 2020
Transaction TypeMortgage
Record UpdatedOct 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address326 SILLS RD LOCKE NY 130923289, LOCKE, NY 13092-3289

Mortgage

Document Number0039330074
DateOct 5, 2020
Book Page003933/000074
Instrument198500
Lender
NameCFCU CMNTY BK
AddressITHACA, NY 14850
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 4, 2035

Tax Assessment & Valuation

Source: Cayuga County and Genoa Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionGenoa Town
Unified School DistrictSouthern Cayuga Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,878.00 (+4.78%) Homeowner's exemption
2025$6,564.00 (+9.71%) Homeowner's exemption$299,800 (-) Land $47,800 Building $252,000$399,733 (+17.33%) Land $63,733 Building $336,000
2024$5,983.00 (+102.74%)
2023$299,800 Land $47,800 Building $252,000$340,682 Land $54,318 Building $286,364
2020$2,951.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Cable
1,000 / 25
Verizon
Fiber
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sills Rd

Nearby Streets

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