Warwick City property record for 326 Shamrock Dr, Warwick, RI 02886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1955 |
| Lot Size | 0.255 acres (11,118 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $19,000 (Sep 2009) |
| Tax Bill | $4,639 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Oct 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37100310000 |
| Primary APN | 37100310000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 2,636 sqft |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 408 sqft |
| Unfinished Basement | 408 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,118 sqft (0.255 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 700027979 |
|---|---|
| Street Address | 326 SHAMROCK DR |
| City | WARWICK |
| State | RI |
| Zip | 02886-8027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 31 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21903 |
326 Shamrock Dr is owned and occupied by two individuals who bought it in September 2009.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 326 SHAMROCK DR, WARWICK, RI 02886-8027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2024 | Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION |
| Oct 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Jul 26, 2017 | Deed of Trust, Mortgage COASTWAY COMMERCIAL BANK |
| Mar 2, 2019 | Deed of Trust, Mortgage · Line of Credit PAWTUCKET CU |
| Jan 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PAWTUCKET CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2009 · Amount on File |
| Deed Sale | Sep 28, 2009 · Amount on File |
| Deed Book / Page | 7145 / 210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 326 SHAMROCK DR, WARWICK, RI 02886-8027 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0010457-61 |
|---|---|
| Date | Mar 1, 2024 |
| Book Page | 10457/61 |
| Instrument | 1936 |
| Name | COASTAL ONE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 326 SHAMROCK DR, WARWICK, RI 02886-8027 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9992-178 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 9992/178 |
| Instrument | 21730 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 326 SHAMROCK DR, WARWICK, RI 02886-8027 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8865-335 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 8865/335 |
| Instrument | 10845 |
| Name | COASTWAY COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jul 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 326 SHAMROCK DR, WARWICK, RI 02886-8027 |
| Document Number | 9230-192 |
| Instrument Date | Mar 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 326 SHAMROCK DR WARWICK RI 028868027, WARWICK, RI 02886-8027 |
| Document Number | 9230-192 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 009230/000192 |
| Instrument | 3169 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 17, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 326 SHAMROCK DR, WARWICK, RI 02886-8027 |
| Document Number | 9211-81 |
| Instrument Date | Jan 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Name | Verified Name |
|---|---|
| Address | 326 SHAMROCK DR WARWICK RI 028868027, WARWICK, RI 02886-8027 |
| Document Number | 9211-81 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 009211/000081 |
| Instrument | 1435 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 6, 2044 |
The 2025 property tax bill for 326 Shamrock Dr was $4,639.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,639.00 | $365,300 Land $116,900 Building $248,400 | |
| 2024 | $357,580 | ||
| 2023 | $4,342.00 (+2.04%) | $306,000 (+34.68%) Land $97,900 Building $208,100 | |
| 2022 | $4,255.00 | $227,200 Land $75,300 Building $151,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 326 Shamrock Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 11 (1978–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 326 Shamrock Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
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