326 Scott St, Covington, KY 41011 Property Records

Kenton County property record for 326 Scott St, Covington, KY 41011

Property Summary

Property Type	Condominium Offices
Lot Size	0.017 acres (728 sqft)
Owner	Company Name on Record
Last Sale	$240,000 (Oct 2023)
Tax Bill	$1,523 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`854-14-07-001.00`

Property Details

APN / Parcel Number

Primary APN	`854-14-07-001.00`

Exterior

Lot Area	728 sqft (0.017 acres)

Location & Zoning

Street Address	326 SCOTT ST
City	COVINGTON
State	KY
Zip	41011-1543
Property Category	Commercial
Property Type	Commercial > Office > Condominium Offices
Legal Description	BRADFORD ON SCOTT UNIT 326 728 SF
Legal Subdivision	BRADFORD ON SCOTT
Legal Unit	326
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4038
Census Tract	67000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	106 WINDING WAY, C, COVINGTON, KY 41011-1158
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed, Transfer · Commercial Mortgage FIRST FINANCIAL BANK
Oct 31, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Deed Document Number	2023155
Deed Book / Page	254 / 866
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Oct 31, 2023
Property Address	326 SCOTT ST, COVINGTON, KY 41011-1543
Document Number	0005900155
Book / Page	KC 254 / 866
Map Reference	MB C6574 PG 299
Instrument Date	Oct 13, 2023
Instrument	23103105900155
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	223 W ORCHARD RD, FT MITCHELL, KY 41011-2637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WINDING WAY UNIT C, C, COVINGTON, KY 41011-1158

Mortgage

Document Number	0005900156
Date	Oct 31, 2023
Book Page	KCM 504/58
Instrument	23103105900156

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 13, 2043

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Oct 31, 2023
Property Address	326 SCOTT ST, COVINGTON, KY 41011-1543
Document Number	0005900155
Book / Page	KC 254 / 866
Map Reference	MB KC6 PG 67
Instrument Date	Oct 13, 2023
Instrument	23103105900155
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	223 W ORCHARD RD, FT MITCHELL, KY 41011-2637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WINDING WAY UNIT C, C, COVINGTON, KY 41011-1158

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,000 (-) Building $115,000	$115,000 (-) Building $115,000
2025	$1,523.00 (+19.17%)	$115,000 (+19.79%) Building $115,000	$115,000 (+19.79%) Building $115,000
2023	$1,278.00	$96,000 Building $96,000	$96,000 Building $96,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 individual policies
Nearby Flood Policies	104 units insured incl. 82 condo units
Nearby Flood Claims	9 (1997–2025)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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