326 Rte U, Centertown, MO 65023 Property Records

Cole County property record for 326 Rte U, Centertown, MO 65023

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1947
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,400 (Oct 2019)
Tax Bill	$819 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-07-36-0002-002-007`

Property Details

APN / Parcel Number

Primary APN	`07-07-36-0002-002-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	87,556 sqft (2.01 acres)
Garage Type	Basement
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	326 ROUTE U
City	CENTERTOWN
State	MO
Zip	65023-3402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SWNW LYING W OF RT U N OF HWY 50
Legal Range	14W
Legal Township	45N
Legal Section	36
Jurisdiction	COLE MO
Township / Civil Division	MARION
Census Block Group	1
Census Block	1043
Census Tract	20600

Owner

Source: Cole County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	326 ROUTE U, CENTERTOWN, MO 65023-3402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage RIVER REGION COMMUNITY FEDERAL CREDIT UN
Oct 1, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage JEFFERSON BANK
Mar 10, 2021	Deed of Trust, Mortgage · FHA Mortgage NEIGHBORS BANK
Oct 1, 2019	Warranty Deed, Transfer · Stand-Alone Refinance JEFFERSON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Prior Sale	Jul 26, 2017
Deed Document Number	20198585
Deed Book / Page	702 / 618
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	326 ROUTE U, CENTERTOWN, MO 65023-3402
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000774/196
Date	Oct 24, 2025
Book Page	774/196
Instrument	202509154

Lender

Name	RIVER REGION COMMUNITY FEDERAL CREDIT UN
Address	2606 JENNIFER DR, JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	326 ROUTE U, CENTERTOWN, MO 65023-3402
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000702/619
Date	Oct 1, 2019
Book Page	702/619
Instrument	201908586

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	326 ROUTE U, CENTERTOWN, MO 65023-3402
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	722/987
Date	Mar 10, 2021
Book Page	722/987
Instrument	20212871

Lender

Name	NEIGHBORS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Oct 1, 2019
Property Address	326 ROUTE U, CENTERTOWN, MO 65023-3402
Document Number	702/618
Book / Page	702 / 618
Instrument Date	Sep 26, 2019
Instrument	201908585
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 ROUTE U, CENTERTOWN, MO 65023-3402

Mortgage

Document Number	702/619
Date	Oct 1, 2019
Book Page	702/619
Instrument	201908586

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Cole County assessment roll, as of August 21, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$819.00 (+4.46%)	$14,330 (-) Land $3,190 Building $11,140	$75,400 (-) Land $16,800 Building $58,600
2023		$14,330 Land $3,190 Building $11,140	$75,400 Land $16,800 Building $58,600
2022	$784.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
Optimum Cable	500 / 20
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Verizon.

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