326 Rocky Rd, Chillicothe, OH 45601 Property Records

Ross County property record for 326 Rocky Rd, Chillicothe, OH 45601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,012 sqft · built 1992
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,000 (Nov 2005)
Tax Bill	$1,739 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-06-07-332.000`

Property Details

APN / Parcel Number

Primary APN	`34-06-07-332.000`
Alternative APN	`060733`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,012 sqft Living Area
Gross Area	1,796 sqft
1st Floor Area	816 sqft
Attic	Attic
Attic Area	784 sqft
Basement Area	784 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	060733
Street Address	326 ROCKY RD, 182/0609
City	CHILLICOTHE
State	OH
Zip	45601-9468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	326 ROCKY RD 0182/0609 RES 2.00 AC NS HARDMAN 7523 PT 6-7-8 0250/1061
Jurisdiction	ROSS OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3007
Census Tract	956600

Owner

Source: Ross County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	326 ROCKY RD, CHILLICOTHE, OH 45601-9468
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMELAND CU INC
Jun 25, 2018	Deed of Trust, Mortgage KINGSTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2005 · Amount on Record
Deed Sale	Nov 2, 2005 · Amount on Record
Deed Document Number	200512425
Deed Book / Page	311 / 2569
Prior Transfer Date	Oct 27, 2005
Prior Transfer Doc	0003112572
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	326 ROCKY RD, CHILLICOTHE, OH 45601-9468
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005585724
Date	Mar 7, 2022
Book Page	558/5724
Instrument	202200001800

Lender

Name	HOMELAND CU INC
Type	Credit Union
Address	CHILLICOTHE, OH 45601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2032

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	326 ROCKY RD, CHILLICOTHE, OH 45601-9468
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTHWEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005240461
Date	Jun 25, 2018
Book Page	0524/0461
Instrument	201800004504

Lender

Name	KINGSTON NATIONAL BANK
Type	Bank
Address	KINGSTON, OH 45644

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Springfield Township
Unified School District	Zane Trace Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,739.00 (+155.36%)	$57,470 (+183.66%) Land $9,280 Building $48,190	$164,190 (+183.77%) Land $26,510 Building $137,680
2024	$681.00 (-1.87%) Homeowner's exemption	$20,260 (-) Land $6,570 Building $13,690	$57,860 (-) Land $18,760 Building $39,100
2023	$694.00 (-0.29%) Homeowner's exemption	$20,260 (-) Land $6,570 Building $13,690
2022	$696.00 Homeowner's exemption	$20,260 Land $6,570 Building $13,690	$57,860 Land $18,760 Building $39,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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