Winnebago County property record for 326 Robert Ave, Rockford, IL 61107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,890 sqft · built 1926 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,289 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 163C270 |
| Primary APN | 163C270 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| Gross Area | 2,616 sqft |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 1,026 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 726 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Bungalow |
| Exterior Material | Asbestos |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 134 ft deep x 50 ft wide |
| Terrain | High |
| View / Lot | Alley |
| Garage Type | Detached |
| Garage Area | 234 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 163C270 |
|---|---|
| Street Address | 326 ROBERT AVE |
| City | ROCKFORD |
| State | IL |
| Zip | 61107-4539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WELTYS 2ND LONGVIEW ADD PT SW 1/4 SEC19-44-2 LOT 161 |
| Legal Subdivision | WELTYS 2ND LONGVIEW ADD |
| Legal Lot Number | 161 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 600 |
326 Robert Ave is owned and occupied by an individual.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 326 ROBERT AVE, ROCKFORD, IL 61107-4539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2018 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA |
| Feb 12, 2018 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 326 ROBERT AVE, ROCKFORD, IL 61107-4539 |
| Document Number | 0001007830 |
| Instrument Date | Mar 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 326 ROBERT AVE ROCKFORD IL 611074539, ROCKFORD, IL 61107-4539 |
| Document Number | 0001007830 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | 1007830 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 326 ROBERT AVE, ROCKFORD, IL 61107-4539 |
| Document Number | 0001004884 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 326 ROBERT AVE ROCKFORD IL 611074539, ROCKFORD, IL 61107-4539 |
| Document Number | 0001004884 |
|---|---|
| Date | Feb 21, 2018 |
| Instrument | 1004884 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.34% |
The 2025 property tax bill for 326 Robert Ave was $3,289 with exemptions applied.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Municipality | Rockford City |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,289.00 | $48,257 Land $6,173 Building $42,084 | $144,771 Land $18,519 Building $126,252 |
| 2022 | Homeowner's exemption | $34,131 Land $4,366 Building $29,765 | $102,393 Land $13,098 Building $89,295 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 326 Robert Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 326 Robert Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKFORD serves 147,051 people · EPA ID IL2010300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| T-Mobile Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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