326 River Rd, Saint James, NY 11780 Property Records

Suffolk County and Smithtown Town property record for 326 River Rd, Saint James, NY 11780

Property Summary

Property Type	Single Family Home
Details	8 bd · 5 ba · 8,142 sqft · built 1955
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on File
Last Sale	$1,200,000 (Feb 2023)
Tax Bill	$54,378 (2023)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`473489 52.-1-16`

Property Details

APN / Parcel Number

Primary APN	`473489 52.-1-16`
Alternative APNs	`0800-052.00-01.00-016.001` `0800-052.00-01.00-016.000` `348905200000010160000000` `473489 52.-1-16.1`

Interior

Bedrooms	8 Beds
Full Baths	5 Baths
Stories	3 Stories
Building Area	8,142 sqft Living Area
1st Floor Area	3,832 sqft
2nd Floor Area	2,470 sqft
Upper Floors Area	1,840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	217,800 sqft
View / Lot	Suburban
Pool Area	900 sqft
Shed	1 Shed
Shed Area	166 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	326 RIVER RD
City	SAINT JAMES
State	NY
Zip	11780-1393
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	16
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2000
Census Tract	134908

Owner

326 River Rd is owned by a company that bought it in February 2023.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	326 RIVER RD, SAINT JAMES, NY 11780-1393
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed, Transfer · Stand-Alone First Mortgage FIRST IC BANK
Aug 16, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2023 · Amount on File
Deed Sale	Feb 21, 2023 · Amount on File
Deed Book / Page	13190 / 266
Prior Transfer Date	Jun 20, 2017
Record Updated	Sep 20, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 21, 2023
Property Address	326 RIVER RD, SAINT JAMES, NY 11780-1393
Document Number	0131900266
Book / Page	13190 / 266
Instrument Date	Jun 28, 2022
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 COLONY CT, SMITHTOWN, NY 11787-2507

Mortgage

Document Number	0023485264
Date	Feb 21, 2023
Instrument	23485/264

Lender

Name	FIRST IC BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 16, 2017
Property Address	326 RIVER RD, SAINT JAMES, NY 11780-1393
Document Number	0129250302
Book / Page	012925 / 000302
Instrument Date	Jun 20, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 RIVER RD ST JAMES NY 117801393, ST JAMES, NY 11780-1393

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,340 Land $5,000 Building $11,340	$2,042,500
2023	$54,378.00	$20,480 (-) Land $3,905 Building $16,575	$23,541 (+12.65%) Land $4,489 Building $19,052
2022	Homeowner's exemption	$20,480 Land $3,905 Building $16,575	$20,898 Land $3,985 Building $16,913

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 326 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 River Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.2% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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