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326 Ridgewater Dr, Elyria, OH 44035 Property Records

Lorain County property record for 326 Ridgewater Dr, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property TypeVacant Land > Residential
Last Sale$268,100 (2025)

Property Details

APN / Parcel Number

Primary APN06-24-017-102-205

Location & Zoning

Street AddressRIDGEWATER DR
CityELYRIA
StateOH
Property UsageResidential Property Usage
TypeVacant Land > Residential
Legal DescriptionRIDGE WATER SUB #6 70 X 125
Legal SubdivisionRIDGE WATER SUB 6
Legal Block102
Legal Lot Number155
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1001
Census Tract70902

Owner

Source: Lorain County records · APN 06-24-017-102-205

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address326 RIDGEWATER DR, ELYRIA, OH 44035-4478
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Warranty Deed, Transfer
GUARDIAN TITLE
Apr 28, 2025Limited Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NVR MORTGAGE FINANCE INC
Mar 14, 2025Re-recorded Document
GUARDIAN TITLE
Jan 17, 2025Warranty Deed, Transfer
GUARDIAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 28, 2025 · Amount on Record
Deed SaleApr 28, 2025 · Amount on Record
Prior SaleMar 14, 2025 · Amount on Record
Prior Transfer DateJan 13, 2025
Prior Transfer Doc0000045417
Record RefreshedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMar 31, 2026
Property Address326 RIDGEWATER DR, ELYRIA, OH 44035-4478
Document Number0000089945
Map ReferenceVOL 118 PG 36&37
Instrument DateMar 20, 2026
Instrument2026-0089945
Transaction TypeTransfer
Record UpdatedApr 09, 2026
Title CompanyGUARDIAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6770 W SNOWVILLE RD STE 100, 100, BRECKSVILLE, OH 44141-3272
InvestorPossibly a Property Investor

April 2025: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionLORAIN OH
Recording DateApr 28, 2025
Property Address326 RIDGEWATER DR, ELYRIA, OH 44035-4478
Document Number0000050535
Map ReferenceVOL 116 PG 45
Instrument DateApr 15, 2025
Instrument2025-0050535
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyNVR TITLE, NVR TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 RIDGEWATER DR, ELYRIA, OH 44035-4478

Mortgage

Document Number0000050536
DateApr 28, 2025
Instrument2025-0050536
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2055

March 2025: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionLORAIN OH
Recording DateMar 14, 2025
Property Address326 RIDGEWATER DR, ELYRIA, OH 44035-4478
Document Number0000045417
Map ReferenceVOL 116 PG 45&46
Instrument DateJan 13, 2025
Instrument2025-0045417
Record UpdatedMar 23, 2026
Title CompanyGUARDIAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6770 W SNOWVILLE RD STE 100, 100, BRECKSVILLE, OH 44141-3272
InvestorPossibly a Property Investor

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJan 17, 2025
Property Address326 RIDGEWATER DR, ELYRIA, OH 44035-4478
Document Number0000039824
Map ReferenceVOL 116 PG 45&46
Instrument DateJan 13, 2025
Instrument2025-0039824
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyGUARDIAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6770 W SNOWVILLE RD STE 100, 100, BRECKSVILLE, OH 44141-3272
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$761.00$15,400 (-) Land $15,400$44,000 (-) Land $44,000
2024$15,400 Land $15,400$44,000 Land $44,000

Flood & Wildfire

326 Ridgewater Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
1st percentile of exposed land nationally · 4th in Ohio
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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