Hennepin County property record for 326 Ridgeview Dr, Wayzata, MN 55391
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1950 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $409,000 (Nov 2021) |
| Tax Bill | $5,639 (2025) |
| Deeds & Mortgages | Feb 2025 Line of Credit Feb 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-117-22-21-0019 |
| Primary APN | 06-117-22-21-0019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 2,108 sqft |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 324 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 119 ft deep x 109 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Screened Porch |
|---|---|
| Porch Area | 212 sqft |
| Deck Area | 304 sqft |
| Patio Area | 288 sqft |
| Cooling System | Package A/C |
|---|
| Street Address | 326 RIDGEVIEW DR |
|---|---|
| City | WAYZATA |
| State | MN |
| Zip | 55391-1020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 005 BLOCK 002 B RIDGEVIEW HEIGHTS LOTS 5 AND 5A N 109X119X106X125 |
| Legal Range | 22 |
| Legal Township | 117 |
| Legal Section | 06 |
| Legal Quarter | 21 |
| Legal Subdivision | RIDGEVIEW HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | WAYZATA |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 27300 |
326 Ridgeview Dr is owned and occupied by an individual who bought it in November 2021.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 326 RIDGEVIEW DR, WAYZATA, MN 55391-1020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2025 | Deed of Trust, Mortgage · Line of Credit ROYAL CU |
| Feb 12, 2025 | Deed of Trust, Mortgage · Line of Credit ROYAL CU |
| Nov 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 10, 2021 | Re-recorded Document · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2021 · Amount on File |
| Deed Sale | Nov 1, 2021 · Amount on File |
| Prior Sale | Nov 26, 2013 · Amount on File |
| Deed Document Number | 20215892889 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 326 RIDGEVIEW DR, WAYZATA, MN 55391-1020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 326 RIDGEVIEW DR, WAYZATA, MN 55391-1020 |
| Document Number | 0A11349353 |
|---|---|
| Date | Feb 18, 2025 |
| Instrument | A11349353 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 7, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 326 RIDGEVIEW DR, WAYZATA, MN 55391-1020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 326 RIDGEVIEW DR, WAYZATA, MN 55391-1020 |
| Document Number | 00T6120033 |
|---|---|
| Date | Feb 12, 2025 |
| Instrument | T6120033 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 7, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Nov 1, 2021 |
| Property Address | 326 RIDGEVIEW DR, WAYZATA, MN 55391-1020 |
| Document Number | 0T05892889 |
| Instrument Date | Oct 25, 2021 |
| Instrument | T05892889 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Title Company | EXCLUSIVE TITLE SERVICES, EXECUTIVE TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,349.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 326 RIDGEVIEW DR, WAYZATA, MN 55391-1020 |
| Document Number | 0T05892890 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | T05892890 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Nov 10, 2021 |
| Property Address | 326 RIDGEVIEW DR, WAYZATA, MN 55391-1020 |
| Document Number | 0A11042315 |
| Instrument Date | Oct 25, 2021 |
| Instrument | A11042315 |
| Record Updated | May 12, 2026 |
| Title Company | EXECUTIVE TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 326 RIDGEVIEW DR, WAYZATA, MN 55391-1020 |
| Document Number | 0A11042316 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | A11042316 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Nov 1, 2021 |
| Property Address | 326 RIDGEVIEW DR, WAYZATA, MN 55391-1020 |
| Document Number | 0T05892889 |
| Instrument Date | Oct 25, 2021 |
| Instrument | T05892889 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | EXECUTIVE TITLE SERVICES INC, EXECUTIVE TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,349.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 326 RIDGEVIEW DR, WAYZATA, MN 55391-1020 |
| Document Number | 0T05892890 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | T05892890 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 326 Ridgeview Dr was $5,639 with a homeowner's exemption.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Wayzata City |
| Unified School District | Wayzata Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,639.00 | $513,300 Land $266,000 Building $247,300 | $513,300 Land $266,000 Building $247,300 |
| 2023 | $4,520.00 Homeowner's exemption | ||
| 2022 | $431,000 Land $194,000 Building $237,000 | $431,000 Land $194,000 Building $237,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 326 Ridgeview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 10 (1999–2019) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 326 Ridgeview Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Wayzata serves 4,592 people · EPA ID MN1270054 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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