326 Ridge Rd, York, ME 03909 Property Records

York County and York Town property record for 326 Ridge Rd, York, ME 03909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,588 sqft · built 1962
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Last Sale	$322,500 (Mar 2008)
Tax Bill	$5,818 (2025)
Deeds & Mortgages	Oct 2022 Refinance May 2024 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`M:030 B:002`

Property Details

APN / Parcel Number

Primary APN	`M:030 B:002`
Alternative APNs	`YORK M:0030 B:0002` `004538` `4538`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,588 sqft Living Area
Gross Area	3,089 sqft
1st Floor Area	1,228 sqft
Basement Area	1,228 sqft
Unfinished Basement	1,228 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	4538
Street Address	326 RIDGE RD
City	YORK
State	ME
Zip	03909-6440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Block	2
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	2
Census Block	2011
Census Tract	36004

Owner

326 Ridge Rd is owned and occupied by an individual who bought it in March 2008.

Source: York County and York Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	326 RIDGE RD, YORK, ME 03909-6440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC REGIONAL FCU
May 7, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ATLANTIC REGIONAL FCU
Jul 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jan 10, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2008 · Amount on File
Deed Sale	Mar 4, 2008 · Amount on File
Deed Book / Page	15364 / 496
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	326 RIDGE RD, YORK, ME 03909-6440
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191400611
Date	Oct 26, 2022
Book Page	19140/611
Instrument	2022045850

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2037

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	326 RIDGE RD, YORK, ME 03909-6440
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0194290740
Date	May 7, 2024
Book Page	19429/740
Instrument	2024012835

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2039

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	326 RIDGE RD, YORK, ME 03909-6440
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196900446
Date	Jul 3, 2025
Book Page	19690/446
Instrument	2025021214

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	326 RIDGE RD, YORK, ME 03909-6440
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184330831
Date	Nov 2, 2020
Book Page	18433/831
Instrument	2020055612

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	326 RIDGE RD, YORK, ME 03909-6440
Document Number	0178800637
Instrument Date	Jan 10, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	326 RIDGE RD YORK ME 039096440, YORK, ME 03909-6440

Mortgage

Document Number	0178800637
Date	Jan 17, 2019
Book Page	017880/000637
Instrument	1913

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 326 Ridge Rd was $5,818, up 13.1% from the year before.

Source: York County and York Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,818.00 (+13.1%)	$705,200 (+15.15%) Land $375,800 Building $329,400
2024	$5,144.00 (+8.39%)	$612,400 (+9.05%) Land $344,400 Building $268,000
2023	$4,746.00 (+7.38%)	$561,600 (+8.63%) Land $293,600 Building $268,000	$610,945
2022	$4,420.00	$517,000 Land $268,600 Building $248,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 Ridge Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER DISTRICT serves 13,675 people · EPA ID ME0091680
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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