Lorain County property record for 326 Penfield Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1953 |
| Square Footage | 1,231 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100,000 (2019) |
| Tax Bill | $2,389.00 (2025) |
Source: Lorain County records · APN 06-24-026-113-014
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 326 PENFIELD AVE, ELYRIA, OH 44035-3237 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| May 10, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on Record |
| Deed Sale | May 10, 2019 · Amount on Record |
| Prior Sale | Jan 04, 2016 |
| Deed Doc Number | 2019002520 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 326 PENFIELD AVE, ELYRIA, OH 44035-3237 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000855588 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021-0855588 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 10, 2019 |
| Property Address | 326 PENFIELD AVE, ELYRIA, OH 44035-3237 |
| Document Number | 0000714211 |
| Instrument Date | May 10, 2019 |
| Instrument | 714211 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2019 |
| Title Company | REINHARDT AND ASSOC INC, REINHARDT & ASSOC INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 326 PENFIELD AVE ELYRIA OH 440353237, ELYRIA, OH 44035-3237 |
| Document Number | 714212 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 714212 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 09, 2049 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,389.00 | $50,220 (+0.02%) Land $9,360 Building $40,860 | $143,460 (-) Land $26,730 Building $116,730 |
| 2024 | $2,389.00 (+41.44%) | $50,212 (+65.97%) Land $9,356 Building $40,856 | $143,460 (+65.96%) Land $26,730 Building $116,730 |
| 2023 | $1,689.00 (+2.3%) | $30,254 (-0.02%) Land $10,087 Building $20,167 | $86,440 (-) Land $28,820 Building $57,620 |
| 2022 | $1,651.00 | $30,260 Land $10,090 Building $20,170 | |
| 2021 | $86,440 Land $28,820 Building $57,620 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-24-026-113-014 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,231 sqft Living Area |
| 1st Floor | 832 sqft 1st Floor |
| 2nd Floor | 399 sqft 2nd Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 145 ft x 60 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 352 sqft Garage |
| Porch | Open Porch |
| Porch Area | 40 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 326 PENFIELD AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3237 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BANNON 2 FRNT 60.00 X 145.00 |
| Legal Subdivision | BANNON 2 FRNT |
| Legal Tract | 24 |
| Legal Block | 113 |
| Legal Lot Number | 73 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 70400 |
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