326 Oregon St, Harlingen, TX 78552 Property Records

Cameron County property record for 326 Oregon St, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	1,472 sqft · built 1963
Lot Size	0.166 acres (7,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$18,900 (Mar 2021)
Tax Bill	$451 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`188020-0000-074000`

Property Details

APN / Parcel Number

Primary APN	`188020-0000-074000`
Alternative APN	`74256`

Interior

Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	1,904 sqft
1st Floor Area	1,472 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1979
Exterior Material	Wood Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Lot Area	7,250 sqft (0.166 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Driveway	Concrete Driveway
Driveway Area	1,044 sqft
Porch	Slab
Porch Area	84 sqft
Storage Building	48 sqft

Location & Zoning

Street Address	326 OREGON ST
City	HARLINGEN
State	TX
Zip	78552-8729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-C
Legal Description	HARLINGEN- HOMELAND LOT 74
Legal Subdivision	HOMELAND SUBDIVISION
Legal Block	3
Legal Lot Number	74
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	3
Census Block	3009
Census Tract	11802

Owner

Source: Cameron County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	326 OREGON ST, HARLINGEN, TX 78552-8729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage FIRST COMMUNITY BANK
Jun 18, 2009	Deed of Trust, Mortgage ROLLINS M KOPPEL
Nov 7, 2007	Deed of Trust, Mortgage CITIFINANCIAL INC
Feb 9, 2026	Gift Deed, Transfer
Mar 22, 2021	Vendor's Lien, Transfer · Conventional Mortgage SECURITY FIRST FCU
Aug 26, 2020	Vendor's Lien, Transfer · Stand-Alone First Mortgage HERININIA CERVANTES REVOCABLE LIVIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2021 · Amount on Record
Deed Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	202111807
Last Transfer Date	Feb 9, 2026
Transfer Doc	0020264558
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	326 OREGON ST, HARLINGEN, TX 78552-8729
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	CALSIERRA TITLE COMPANY, SIERRA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 OREGON ST, HARLINGEN, TX 78552-8729

Mortgage

Document Number	0202153891
Date	Dec 15, 2021
Instrument	2021-53891

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	SAN BENITO, TX 78586

Agreement

Amount	Amount Recorded
Term	8 Months
Due	Aug 14, 2022

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	326 OREGON ST, HARLINGEN, TX 78552-8729
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	016099/163
Date	Jun 18, 2009
Book Page	16099/163
Instrument	2009-00024621

Lender

Name	ROLLINS M KOPPEL
Type	Private Party
Address	1305 N STUART PLACE RD, HARLINGEN, TX 78552

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2014

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	326 OREGON ST, HARLINGEN, TX 78552-8729
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014502/252
Date	Nov 7, 2007
Book Page	14502/252
Instrument	2007-00060769

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	HARLINGEN, TX 78550

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 15, 2022

February 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CAMERON TX
Recording Date	Feb 9, 2026
Property Address	326 OREGON ST, HARLINGEN, TX 78552-8729
Document Number	0020264558
Map Reference	VOL 7 PG 4
Instrument Date	Feb 9, 2026
Instrument	2026-4558
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	326 OREGON ST, HARLINGEN, TX 78552-8729

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	326 OREGON ST, HARLINGEN, TX 78552-8729

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Mar 22, 2021
Property Address	326 OREGON ST, HARLINGEN, TX 78552-8729
Document Number	0202111807
Map Reference	VOL 7 PG 4
Instrument Date	Mar 22, 2021
Instrument	2021-11807
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14214 MCCADDEN ST, HOUSTON, TX 77045-5638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 OREGON ST, HARLINGEN, TX 78552-8729

Mortgage

Document Number	0202111808
Date	Mar 22, 2021
Instrument	2021-11808

Lender

Name	SECURITY FIRST FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Aug 26, 2020
Property Address	326 OREGON ST, HARLINGEN, TX 78552-8729
Document Number	0202029817
Map Reference	VOL 7 PG 4
Instrument Date	Aug 25, 2020
Instrument	2020-29817
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	813 PARKVIEW CIR, HARLINGEN, TX 78550-5825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 OREGON ST, HARLINGEN, TX 78552-8729

Mortgage

Document Number	0202029818
Date	Aug 26, 2020
Instrument	2020-29818

Lender

Name	HERININIA CERVANTES REVOCABLE LIVIN
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Dec 31, 2020

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,114 (+1%)	$106,888 (-) Land $46,763 Building $60,125
2025	$451.00 (+0.22%) Homeowner's exemption Senior Citizen's exemption	$72,831 (-21.78%)	$106,888 (+14.79%) Land $46,763 Building $60,125
2024	$450.00
2023	$450.00 (-10.89%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$93,113 Land $32,988 Building $60,125	$93,113 Land $32,988 Building $60,125
2022	$505.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	20 (1982–2025)
Claims Outside the SFHA	18 of 20
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 13 claims Hurricane Dolly, Jul 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless · Fiber in parts of the area	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100

May also be available: AT&T.

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