Henry County property record for 326 Oak St, Andover, IL 61233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1970 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,000 (Oct 2016) |
| Tax Bill | $3,762 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Nov 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-08-352-010 |
| Primary APN | 17-08-352-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Gas |
|---|
| Street Address | 326 OAK ST |
|---|---|
| City | ANDOVER |
| State | IL |
| Zip | 61233-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LT 72 ORIGINAL TOWN VILLAGE OF ANDOVER |
| Legal Subdivision | ORIGINAL TOWN VILLAGE OF ANDOVER |
| Legal Block | 352 |
| Legal Lot Number | 72 |
| Jurisdiction | HENRY IL |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 30202 |
326 Oak St is owned and occupied by two individuals who bought it in October 2016.
Source: Henry County records, as of June 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 112, ANDOVER, IL 61233-0112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage IH MISSISSIPPI VALLEY CU |
| Nov 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage R I A FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2016 · Amount on File |
| Deed Sale | Oct 7, 2016 · Amount on File |
| Deed Document Number | 201620-1606084 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRY IL |
| Property Address | 326 OAK ST, ANDOVER, IL 61233-1223 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005170 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 20-2205170 |
| Name | IH MISSISSIPPI VALLEY CU |
|---|---|
| Type | Credit Union |
| Address | MOLINE, IL 61265 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Sep 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRY IL |
| Property Address | 326 OAK ST, ANDOVER, IL 61233-1223 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006227 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 20-1906227 |
| Name | R I A FCU |
|---|---|
| Type | Credit Union |
| Address | ROCK ISLAND, IL 61204 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 25, 2029 |
| Rate | 6.24% |
|---|
The 2025 property tax bill for 326 Oak St was $3,762 with a homeowner's exemption.
Source: Henry County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Andover Village |
| County | Henry County |
| County Subdivision | Andover Township |
| Unified School District | Orion Community Unit School District 223 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,762.00 | $58,020 Land $5,728 Building $52,292 | $174,060 Land $17,184 Building $156,876 |
| 2022 | $47,073 Land $4,647 Building $42,426 | $141,219 Land $13,941 Building $127,278 | |
| 2021 | $2,972.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 326 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 326 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER serves 565 people · EPA ID IL0730100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Diverse Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 400 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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