326 N Chicago Ave, Ladd, IL 61329 Property Records

Bureau County property record for 326 N Chicago Ave, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Jan 2020)
Tax Bill	$5,442 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-09-432-011`

Property Details

APN / Parcel Number

Primary APN	`18-09-432-011`
Alternative APN	`2785A1A1`

Exterior

Lot Area	6,490 sqft (0.149 acres)

Location & Zoning

Account Number	1809432011
Street Address	326 N CHICAGO AVE
City	LADD
State	IL
Zip	61329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD-LOT 8 BLK 10 D 20-0014
Legal Range	11
Legal Township	16
Legal Section	09
Legal Subdivision	LADD
Legal Block	10
Legal Lot Number	8
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	2
Census Block	2005
Census Tract	965100

Owner

326 N Chicago Ave is owned and occupied by an individual who bought it in January 2020.

Source: Bureau County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	326 N CHICAGO AVE, LADD, IL 61329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Jan 2, 2020	Warranty Deed, Transfer · FHA Mortgage SERVION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2020 · Amount on File
Deed Sale	Jan 2, 2020 · Amount on File
Deed Document Number	202014
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	326 N CHICAGO AVE, LADD, IL 61329
Transaction Type	Mortgage
Record Updated	May 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R05408
Date	Dec 2, 2021
Instrument	2021R05408

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jan 2, 2020
Property Address	326 N CHICAGO AVE, LADD, IL 61329
Document Number	2020R00014
Instrument Date	Dec 23, 2019
Instrument	2020R00014
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	SERVION COMMERCIAL TITLE

Transaction

Amount	Amount on Record
Tax	$97.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	326 N CHICAGO AVE, LADD, IL 61329

Mortgage

Document Number	2020R00015
Date	Jan 2, 2020
Instrument	2020R00015

Lender

Name	SERVION INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 326 N Chicago Ave was $5,442 with a homeowner's exemption.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Ladd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,442.00	$59,090 Land $2,203 Building $56,887	$177,270 Land $6,609 Building $170,661
2023		$51,041 Land $1,903 Building $49,138	$153,123 Land $5,709 Building $147,414
2022	$4,899.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 N Chicago Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Sep 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 N Chicago Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: Nextlink.

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