St. Louis County property record for 326 N Central Ave, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 2,159 sqft · built 1891 |
| Lot Size | 0.086 acres (3,747 sqft) |
| Owner | Company Name on Record |
| Last Sale | $129,000 (Sep 2015) |
| Tax Bill | $4,142 (2026) |
| Deeds & Mortgages | May 2022 Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4470-01535 |
| Primary APN | 010-4470-01535 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,159 sqft Gross Area |
| 1st Floor Area | 2,159 sqft |
| Basement Area | 876 sqft |
| Unfinished Basement | 876 sqft |
| Flooring | Carpet |
| Fire Sprinklers | Fire Sprinklers |
| Elevator | Elevator |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Metal |
| Lot Area | 3,747 sqft (0.086 acres) |
| Garage Area | 1,000 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1144881 |
|---|---|
| Street Address | 326 N CENTRAL AVE |
| City | DULUTH |
| State | MN |
| Zip | 55807-2554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLY 5 FT OF LOT 3 AND ALL OF LOT 4 SERIAL # |
| Legal Subdivision | WEST DULUTH FIRST DIVISION |
| Legal Block | 12 |
| Legal Lot Number | 3-4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 15800 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 326 N CENTRAL AVE, DULUTH, MN 55807-2554 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Commercial Mortgage NORTHEAST ENTREPRENEUR FUND INC |
| May 25, 2022 | Deed of Trust, Mortgage NORTHEAST ENTREPRENEUR FUND INC |
| Oct 19, 2018 | Deed of Trust, Mortgage · Conventional with PMI PRIVATE INDIVIDUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2015 · Amount on Record |
| Deed Sale | Sep 8, 2015 · Amount on Record |
| Prior Sale | Aug 1, 2011 |
| Deed Document Number | 2015407180 |
| Prior Transfer Date | Sep 28, 2009 |
| Prior Transfer Doc | 0001120181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 326 N CENTRAL AVE, DULUTH, MN 55807-2554 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001444013 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 1444013 |
| Name | NORTHEAST ENTREPRENEUR FUND INC |
|---|---|
| Type | Non-Lending Institution |
| Address | DULUTH, MN 55802 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 13, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 326 N CENTRAL AVE, DULUTH, MN 55807-2554 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001056971 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 1056971 |
| Name | NORTHEAST ENTREPRENEUR FUND INC |
|---|---|
| Type | Non-Lending Institution |
| Address | DULUTH, MN 55802 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | May 13, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 326 N CENTRAL AVE, DULUTH, MN 55807-2554 |
| Document Number | 00A1359729 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 00A1359729 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | A1359729 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | EVELETH, MN 55734 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 30, 2044 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,142.00 (+3.19%) | ||
| 2025 | $4,014.00 (-1.04%) | $236,800 (+4.09%) Land $61,800 Building $175,000 | $236,800 (+4.09%) Land $61,800 Building $175,000 |
| 2024 | $4,056.00 | $227,500 (+1.34%) Land $59,900 Building $167,600 | $227,500 (+1.34%) Land $59,900 Building $167,600 |
| 2022 | $224,500 Land $59,900 Building $164,600 | $224,500 Land $59,900 Building $164,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1988–2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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