326 N 14th St, Waco, TX 76701 Property Records

McLennan County property record for 326 N 14th St, Waco, TX 76701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,605 sqft · built 1910
Lot Size	0.372 acres (16,204 sqft)
Owner	Company Name on File
Tax Bill	$5,471 (2025)
Deeds & Mortgages	Feb 2026 Sale Feb 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-018421-000918-0`

Property Details

APN / Parcel Number

Primary APN	`48-018421-000918-0`
Alternative APN	`363359`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,605 sqft Living Area
Gross Area	4,037 sqft
1st Floor Area	2,245 sqft
Upper Floors Area	1,360 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	16,204 sqft (0.372 acres)
Lot Dimensions	200 ft deep x 81 ft wide
Garage Type	Detached
Garage Area	640 sqft
Driveway	Concrete Driveway
Driveway Area	729 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	807 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	326 N 14TH ST
City	WACO
State	TX
Zip	76701-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FREEMAN ADDITION LOT 18 BLOCK 9 ACRES .372
Legal Subdivision	FREEMAN ADDITION
Legal Block	9
Legal Lot Number	18
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2055
Census Tract	100

Owner

326 N 14th St is owned by a company that acquired it in February 2026.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	900 AUSTIN AVE, 1101, WACO, TX 76701-1902
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Warranty Deed, Transfer UNKNOWN, FTC
Feb 14, 2022	Vendor's Lien, Transfer · Stand-Alone Second Mortgage JERRY SMITH
Feb 13, 2017	Loan Modification, Mortgage FIRST NAT'L BK/BOSQUE CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026
Deed Sale	Feb 27, 2026
Prior Sale	Feb 2, 2026
Deed Document Number	20266242
Prior Transfer Date	Feb 17, 2012
Prior Transfer Doc	0000005066
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 2, 2026
Property Address	326 N 14TH ST, WACO, TX 76701-1111
Document Number	0000003142
Map Reference	FILE 2012004605
Instrument Date	Jan 30, 2026
Instrument	2026003142
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	UNKNOWN, FTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	326 N 14TH ST, WACO, TX 76701-1111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 AUSTIN AVE # 1101, 1101, WACO, TX 76701-1902

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 14, 2022
Property Address	326 N 14TH ST, WACO, TX 76701-1111
Document Number	0000005860
Map Reference	DOC 2005025441
Instrument Date	Feb 10, 2022
Instrument	2022005860
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4562 E MIDDLE BOSQUE, VALLEY MILLS, TX 76689-2514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 N 19TH ST, WACO, TX 76707

Mortgage

Document Number	0000005861
Date	Feb 14, 2022
Instrument	2022005861

Lender

Name	JERRY SMITH
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 10, 2042

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	326 N 14TH ST, WACO, TX 76701-1111
Document Number	0000005057
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Apr 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4562 E MIDDLE BOSQUE VALLEY MILLS TX 766892514, VALLEY MILLS, TX 76689-2514

Mortgage

Document Number	0000005057
Date	Feb 17, 2017
Instrument	5057

Lender

Name	FIRST NAT'L BK/BOSQUE CNTY
Type	Bank
Address	VALLEY MILLS, TX 76689

Agreement

Amount	Amount on Record
Term	36 Months
Due	Feb 16, 2020

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 326 N 14th St was $5,471, down 0.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,000 (-8.39%) Land $38,404 Building $271,596	$310,000 (-8.39%) Land $38,404 Building $271,596
2025	$5,471.00 (-0.85%) Homeowner's exemption	$338,390 Land $34,840 Building $303,550	$338,390 Land $34,840 Building $303,550
2024	$5,518.00
2023		$360,880 Land $34,840 Building $326,040	$360,880 Land $34,840 Building $326,040
2022	$6,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 N 14th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1989–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 326 N 14th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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