Madison County property record for 326 Mount Vernon Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 2,480 sqft |
| Lot Size | 11.3 acres (492,228 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,000 (Sep 2018) |
| Tax Bill | $1,843 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | B002-0008-0012 |
| Primary APN | B002-0008-0012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,480 sqft Living Area |
| Exterior Material | Stone |
|---|---|
| Lot Area | 492,228 sqft (11.3 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Gas |
|---|
| Account Number | 69924 |
|---|---|
| Street Address | 326 MOUNT VERNON RD |
| City | BEREA |
| State | KY |
| Zip | 40403-9526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11.30 ACRES |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11301 |
326 Mount Vernon Rd is owned and occupied by an individual who bought it in September 2018.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 326 MOUNT VERNON RD, BEREA, KY 40403-9526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Apr 15, 2020 | Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Sep 19, 2018 | Deed, Transfer · Conventional Mortgage STATE FARM BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2018 · Amount on File |
| Deed Sale | Sep 19, 2018 · Amount on File |
| Deed Document Number | 2013982100 |
| Deed Book / Page | D00764 / 582 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 326 MOUNT VERNON RD, BEREA, KY 40403-9526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | M2017/108 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | M2017/108 |
| Instrument | 2014028690 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 326 MOUNT VERNON RD, BEREA, KY 40403-9526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01932/573 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | M01932/573 |
| Instrument | 2014010416 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 19, 2018 |
| Property Address | 326 MOUNT VERNON RD, BEREA, KY 40403-9526 |
| Document Number | D00764/582 |
| Book / Page | D00764 / 582 |
| Map Reference | MB6 PG227 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 2013982100 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $179.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 326 MOUNT VERNON RD, 326, BEREA, KY 40403-9526 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 326 MOUNT VERNON RD, BEREA, KY 40403-9526 |
| Document Number | 2013982101 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 2013982101 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 326 Mount Vernon Rd was $1,843 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,843.00 Additional exemption filed | $195,500 | $195,500 |
| 2023 | $1,896.00 | $195,500 | $195,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 326 Mount Vernon Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 326 Mount Vernon Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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