326 Moss Ave, Liberty, MO 64068 Property Records

Clay County property record for 326 Moss Ave, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,104 sqft · built 1948
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jul 2018)
Tax Bill	$1,952 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-117-00-02-031.00`

Property Details

APN / Parcel Number

Primary APN	`15-117-00-02-031.00`
Alternative APNs	`1511700020310001` `260675`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	1,104 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	135 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	326 MOSS AVE
City	LIBERTY
State	MO
Zip	64068-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROOM 1ST ADDITION AMENDED LT 10 BLK 3
Legal Range	31W
Legal Township	51N
Legal Section	07
Legal Subdivision	GROOM 1ST ADDITION AMENDED
Legal Block	3
Legal Lot Number	10
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1032
Census Tract	21403

Owner

326 Moss Ave is owned and occupied by an individual who bought it in July 2018.

Source: Clay County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	326 MOSS AVE, LIBERTY, MO 64068-2227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 23, 2018	Warranty Deed, Transfer · Conventional Mortgage MIDWEST CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2018 · Amount on File
Deed Sale	Jul 23, 2018 · Amount on File
Prior Sale	Apr 5, 2016 · Amount on File
Deed Document Number	201823795
Deed Book / Page	8244 / 147
Prior Transfer Date	Feb 8, 2005
Prior Transfer Doc	0000005729
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Recording Date	May 19, 2026
Property Address	326 MOSS AVE, LIBERTY, MO 64068-2227
Document Number	0000013315
Book / Page	10170 / 89
Instrument Date	May 11, 2026
Instrument	202613315
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 MOSS AVE, LIBERTY, MO 64068-2227

Mortgage

Document Number	0000013315,
Date	May 19, 2026
Book Page	10170/89
Instrument	202613315

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	326 MOSS AVE, LIBERTY, MO 64068-2227
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 MOSS AVE, LIBERTY, MO 64068-2227

Mortgage

Document Number	0000031896
Date	Sep 28, 2022
Book Page	9456/6
Instrument	2022031896

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	326 MOSS AVE, LIBERTY, MO 64068-2227
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022382
Date	Jul 6, 2020
Book Page	8725/32
Instrument	2020022382

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jul 23, 2018
Property Address	326 MOSS AVE, LIBERTY, MO 64068-2227
Document Number	0000023795
Book / Page	8244 / 147
Instrument Date	Jul 23, 2018
Instrument	2018023795
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	AFFINITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 MOSS AVE, LIBERTY, MO 64068-2227

Mortgage

Document Number	0000023796
Date	Jul 23, 2018
Instrument	2018023796

Lender

Name	MIDWEST CAPITAL MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 326 Moss Ave was $1,952.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,952.00	$27,170	$143,000
2023	$1,899.00	$24,280	$127,789
2019	$1,590.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 326 Moss Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1984 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 Moss Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Moss Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures