Knox County property record for 326 Miller Ln, Gray, KY 40734 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,700 sqft · built 2002 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Sep 2015) |
| Tax Bill | $1,656 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-00-00-026.09 |
| Primary APN | 028-00-00-026.09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 2,700 sqft Total Area |
| Family Room | Family Room |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stone |
| Roof Type | Mansard |
| Roof Material | Slate |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Area | 900 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 11554 |
|---|---|
| Street Address | 326 MILLER LN |
| City | GRAY |
| State | KY |
| Zip | 40734-6714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.0 AC 326 MILLER LN |
| Jurisdiction | KNOX KY |
| Township / Civil Division | GRAY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 930300 |
Source: Knox County records · APN 028-00-00-026.09
Assessment roll updated December 23, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 326 MILLER LN, GRAY, KY 40734-6714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jun 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Apr 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2015 · Amount on Record |
| Deed Sale | Sep 30, 2015 · Amount on Record |
| Prior Sale | Apr 28, 2015 · Amount on Record |
| Deed Document Number | 2015181562 |
| Deed Book / Page | 410 / 143 |
| Prior Transfer Date | Apr 21, 2015 |
| Prior Transfer Doc | 000CD9/446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX KY |
| Property Address | 326 MILLER LN, GRAY, KY 40734-6714 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 326 MILLER LN, GRAY, KY 40734-6714 |
| Document Number | 00M511/152 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | M511/152 |
| Instrument | 261293 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX KY |
| Property Address | 326 MILLER LN, GRAY, KY 40734-6714 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 326 MILLER LN, GRAY, KY 40734-6714 |
| Document Number | 00M485/753 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | M485/753 |
| Instrument | 248823 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 292 Months |
| Due | Oct 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX KY |
| Property Address | 326 MILLER LN, GRAY, KY 40734-6714 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 326 MILLER LN, GRAY, KY 40734-6714 |
| Document Number | 00M497/504 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | M497/504 |
| Instrument | 253085 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
Source: Knox County records · Assessment roll updated December 23, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Knox County |
| Unified School District | Knox County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,656.00 (+31.85%) Homeowner's exemption | $204,000 (+27.5%) Land $15,000 Building $189,000 | $204,000 (+27.5%) Land $15,000 Building $189,000 |
| 2023 | $1,256.00 Homeowner's exemption | $160,000 | $160,000 |
Source: FEMA National Flood Hazard Layer, Knox County (21121C), updated May 17, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211219303001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 3 (1998–2020) |
| Most Recent Claim | Feb 2020, river or lake flooding, Severe Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | High above 79% of the US · above 92% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 154 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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