Indian River County property record for 326 Midvale Ter, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,040 sqft · built 1981 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,900 (Sep 2020) |
| Tax Bill | $2,082 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Aug 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-25-00001-3770-00004.0 |
| Primary APN | 31-38-25-00001-3770-00004.0 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gambrel |
| Roof Material | Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Driveway | Driveway |
| Driveway Area | 420 sqft |
| Pool Area | 240 sqft |
|---|---|
| Porch | Finished/Screened Porch |
| Porch Area | 90 sqft |
| Patio Area | 176 sqft |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 24270 |
|---|---|
| Street Address | 326 MIDVALE TER |
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-6616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 11 BLK 377 LOT 4 PBI 7-56G |
| Legal Range | 38 |
| Legal Township | 31 |
| Legal Section | 25 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 11 |
| Legal Block | 377 |
| Legal Lot Number | 4 |
| Legal Unit | 11 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 50809 |
326 Midvale Ter is owned and occupied by an individual who bought it in September 2020.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 326 MIDVALE TER, SEBASTIAN, FL 32958-6616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Aug 28, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage NETWORK CAPITAL FUNDING CORP |
| Sep 16, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on File |
| Deed Sale | Sep 16, 2020 · Amount on File |
| Prior Sale | Jun 10, 2005 · Amount on File |
| Deed Document Number | 3120200054902 |
| Deed Book / Page | 3338 / 2216 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 326 MIDVALE TER, SEBASTIAN, FL 32958-6616 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 326 MIDVALE TER, SEBASTIAN, FL 32958-6616 |
| Document Number | 0038381272 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 3838/1272 |
| Instrument | 3120260007113 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 326 MIDVALE TER, SEBASTIAN, FL 32958-6616 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 326 MIDVALE TER, SEBASTIAN, FL 32958-6616 |
| Document Number | 0036460641 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 3646/641 |
| Instrument | 3120230043672 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 18, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 326 MIDVALE TER, SEBASTIAN, FL 32958-6616 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 326 MIDVALE TER, SEBASTIAN, FL 32958-6616 |
| Document Number | 0034990385 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 3499/385 |
| Instrument | 3120220000415 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Sep 16, 2020 |
| Property Address | 326 MIDVALE TER, SEBASTIAN, FL 32958-6616 |
| Document Number | 0033382216 |
| Book / Page | 3338 / 2216 |
| Map Reference | MB 7 PG 56 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 3120200054902 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | MAJESTY TTL SVCS A DIV OF LA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,084.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31 LELAND AVE, 31, PLEASANTVILLE, NY 10570-2429 |
| Name | Verified Name |
|---|---|
| Address | 326 MIDVALE TER, SEBASTIAN, FL 32958-6616 |
| Document Number | 33382218 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 3338/2218 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 326 Midvale Ter was $2,082.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,082.00 | $133,881 | $192,995 Land $62,900 Building $130,095 |
| 2023 | $1,645.00 (+4.84%) | $126,317 (+3%) | $184,893 (+27.82%) Land $56,100 Building $128,793 |
| 2022 | $1,569.00 | $122,638 | $144,648 Land $35,020 Building $109,628 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 326 Midvale Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 326 Midvale Ter is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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