Lexington-Fayette Urban County property record for 326 McDowell Rd, Lexington, KY 40502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,605 sqft · built 1923 |
| Lot Size | 0.145 acres (6,299 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,874 (2026) |
| Deeds & Mortgages | May 2017 Mortgage |
| APN | 14273300 |
| Primary APN | 14273300 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,605 sqft Living Area |
| 1st Floor Area | 532 sqft |
| Basement Area | 784 sqft |
| Unfinished Basement | 784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Brick |
| Lot Area | 6,299 sqft (0.145 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 326 MCDOWELL RD |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40502-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 8 9; BOOK: 1198 PAGE: 559 |
| Legal Block | M |
| Legal Lot Number | 8-9 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE CENTRAL |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ashland Park Historic District listed 1986 · 505 contributing resources · NRIS 86000755 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
326 McDowell Rd is owned and occupied by two individuals.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 326 MCDOWELL RD, LEXINGTON, KY 40502-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 326 MCDOWELL RD, LEXINGTON, KY 40502-1824 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 008836/058 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 8836/058 |
| Name | JPMORGAN CHASE BK NA |
|---|
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 326 McDowell Rd was $7,874 with a homeowner's exemption, up 1.9% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,874.00 (+1.89%) | $674,100 (-) | $674,100 (-) |
| 2025 | $7,728.00 Homeowner's exemption | $674,100 | $674,100 |
| 2023 | $4,717.00 Homeowner's exemption | $427,900 | $427,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 326 McDowell Rd; there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 326 McDowell Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Windstream.
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