326 McDowell Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 326 McDowell Ave, Hagerstown, MD 21740

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,408 sqft · built 1915
Lot Size	0.078 acres (3,400 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Feb 2023)
Tax Bill	$1,650 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-026497`

Property Details

APN / Parcel Number

Primary APN	`25-026497`
Alternative APN	`026497`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,408 sqft Total Area
Attic	Attic
Attic Area	350 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Metal
Lot Area	3,400 sqft (0.078 acres)
Lot Dimensions	170 ft deep x 20 ft wide
Porch	Slab
Porch Area	250 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	026497
Street Address	326 MCDOWELL AVE
City	HAGERSTOWN
State	MD
Zip	21740-3647
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMED
Legal Description	PTLT 28 20X170 0.079 326 MCDOWELL AVE
Legal Subdivision	MITCHELLS ADD HAGERTOWN
Jurisdiction	WASHINGTON MD
Township / Civil Division	25, HAGERSTOWN
Census Block Group	1
Census Block	1010
Census Tract	302

Owner

326 McDowell Ave, a townhouse, is owned and occupied by an individual who bought it in February 2023.

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	326 MCDOWELL AVE, HAGERSTOWN, MD 21740-3647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed, Transfer · Conventional Mortgage NFM INC
Feb 28, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2023 · Amount on File
Deed Sale	Feb 8, 2023 · Amount on File
Prior Sale	Feb 28, 2022 · Amount on File
Deed Book / Page	7191 / 224
Transfer Doc	0000027098
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Feb 8, 2023
Property Address	326 MCDOWELL AVE, HAGERSTOWN, MD 21740-3647
Document Number	0071910224
Book / Page	7191 / 224
Map Reference	LB 96 FO 700
Instrument Date	Feb 3, 2023
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 MCDOWELL AVE, HAGERSTOWN, MD 21740-3647

Mortgage

Document Number	0071910232
Date	Feb 8, 2023
Instrument	7191-0232

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Feb 28, 2022
Property Address	326 MCDOWELL AVE, HAGERSTOWN, MD 21740-3647
Document Number	0069380090
Book / Page	6938 / 90
Instrument Date	Feb 23, 2022
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 MCDOWELL AVE, HAGERSTOWN, MD 21740-3647

Mortgage

Document Number	0000693899
Date	Feb 28, 2022
Instrument	6938/99

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 326 McDowell Ave was $1,650, up 6.2% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,650.00 (+6.18%)	$181,100 (+6.15%)	$202,100 (+18.46%) Land $20,000 Building $182,100
2025	$1,554.00	$170,600 Land $20,000 Building $150,600	$170,600 Land $20,000 Building $150,600
2023	$1,013.00	$110,800	$170,600 Land $20,000 Building $150,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 McDowell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 326 McDowell Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: EarthLink Business, MN FWA Buyer.

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