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326 Massachusetts Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 326 Massachusetts Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,053 sqft · built 1953
Lot Size0.519 acres (22,651 sqft)
OwnerOwner Name on File
Last Sale$225,000 (Oct 2009)
Tax Bill$1,728 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN79989

Property Details

APN / Parcel Number

Primary APN79989
Alternative APN
  • 012630000104050060

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,053 sqft Heated Area
Gross Area2,827 sqft
1st Floor Area2,053 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1985
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,651 sqft (0.519 acres)
Lot Dimensions150 ft deep x 150 ft wide
Garage TypeMixed
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area158 sqft
FenceFence
Shed1 Shed
Shed Area49 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number79989
Street Address326 MASSACHUSETTS AVE
CitySAINT CLOUD
StateFL
Zip34769-2363
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE VIEW PARK PB 1 PG 159 BLK 405 LOTS 6-8
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND AND 3RD STREETS
Legal Tract1
Legal Block405
Legal Lot Number6-8 7
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1014
Census Tract43500

Owner

Source: Osceola County records · APN 79989

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address326 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2363
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 22, 2009 · Amount on Record
Deed SaleOct 22, 2009 · Amount on Record
Prior SaleOct 05, 2004 · Amount on Record
Deed Document Number2009170168
Deed Book / Page3905 / 0934
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address326 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2363
Document Number0058612595
Instrument DateDec 11, 2020
Transaction TypeMortgage
Record UpdatedJan 18, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 MASSACHUSETTS AVE ST CLOUD FL 347692363, ST CLOUD, FL 34769-2363

Mortgage

Document Number0058612595
DateDec 30, 2020
Book Page005861/002595
Instrument177340
Lender
NameR P FNDG INC
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 29, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,728.00 (+7.33%) Homeowner's exemption$139,419 (+5.99%)$359,200 (+14.36%) Land $66,000 Building $293,200
2023$1,610.00 (+4.41%) Homeowner's exemption$131,544 (+3%)$314,100 (+18.44%) Land $60,500 Building $253,600
2022$1,542.00 Homeowner's exemption$127,713$265,200 Land $55,000 Building $210,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims1 (1994)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 1994, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 306 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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