Santa Cruz County property record for 326 Martin Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,207 sqft · built 1997 |
| Lot Size | 0.106 acres (4,617 sqft) |
| Owner | Individual Name on File |
| Last Sale | $427,000 (Jan 1998) |
| Tax Bill | $9,238 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Dec 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-031-03 |
| Primary APN | 043-031-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,207 sqft Living Area |
| Gross Area | 2,620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 4,617 sqft (0.106 acres) |
| Garage Type | Attached |
| Garage Area | 413 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 326 MARTIN DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Description | BLK 80 LOT 3 |
| Legal Subdivision | APTOS BEACH CC PROP |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 122205 |
Source: Santa Cruz County records · APN 043-031-03
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 326 MARTIN DR, APTOS, CA 95003-5043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Dec 17, 2020 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Dec 17, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Mar 12, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 02, 1998 · Amount on Record |
| Deed Sale | Jan 02, 1998 · Amount on Record |
| Prior Sale | Mar 21, 1997 · Amount on Record |
| Deed Document Number | 1998194 |
| Last Transfer Date | Dec 03, 2020 |
| Transfer Doc | 0000054611 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 326 MARTIN DR, APTOS, CA 95003-5043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000007444 |
|---|---|
| Date | Mar 03, 2020 |
| Instrument | 2020-0007444 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 17, 2020 |
| Property Address | 326 MARTIN DR, APTOS, CA 95003-5043 |
| Document Number | 0000054611 |
| Instrument Date | Dec 03, 2020 |
| Instrument | 54611 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 326 MARTIN DR APTOS CA 950035043, APTOS, CA 95003-5043 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 17, 2020 |
| Property Address | 326 MARTIN DR, APTOS, CA 95003-5043 |
| Document Number | 0000054609 |
| Map Reference | MB 23 PG 35 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 2020-0054609 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 326 MARTIN DR, APTOS, CA 95003-5043 |
| Document Number | 0000054610 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2020-0054610 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 12, 2019 |
| Property Address | 326 MARTIN DR, APTOS, CA 95003-5043 |
| Document Number | 0000006328 |
| Map Reference | MB 23 PG 35 |
| Instrument Date | Mar 07, 2019 |
| Instrument | 2019-0006328 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 326 MARTIN DR, APTOS, CA 95003-5043 |
| Document Number | 0000006329 |
|---|---|
| Date | Mar 12, 2019 |
| Instrument | 2019-0006329 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $695,466 (+2%) Land $358,319 Building $337,147 | ||
| 2025 | $9,238.00 (+10.62%) Homeowner's exemption | $681,830 (+4.04%) Land $351,293 Building $330,537 | |
| 2023 | $8,351.00 (+2.38%) Homeowner's exemption | $655,353 Land $337,652 Building $317,701 | $1,591,380 |
| 2022 | $8,157.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Cruzio Internet, Etheric Communications, LLC., T-Mobile USA, Verizon.
Based on FCC filings for 712 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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