326 Main St, Otoe, NE 68417 Property Records

Otoe County property record for 326 Main St, Otoe, NE 68417

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 893 sqft · built 1900
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$17,000 (Jul 2024)
Tax Bill	$70 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jul 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002392000`

Property Details

APN / Parcel Number

Primary APN	`002392000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	893 sqft Living Area
1st Floor Area	893 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	132 ft deep x 22 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	326 MAIN ST
City	OTOE
State	NE
Zip	68417-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 9 BLK 12 OTOE PROPER; MAP NUMBER: 3493-00-0-60050-012-0009
Legal Subdivision	OTOE PROPER
Legal Block	12
Legal Lot Number	9
Jurisdiction	OTOE NE
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1053
Census Tract	966700

Owner

326 Main St is owned by an individual who bought it in July 2024.

Source: Otoe County records, as of August 3, 2026

Owner of Record	Individual Name on File
Mailing Address	2714 HIGHWAY 50, WEEPING WATER, NE 68463-2416
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Line of Credit FIRSTBANK OF NEBRASKA
Jul 30, 2024	Warranty Deed, Transfer
Mar 11, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2024 · Amount on File
Deed Sale	Jul 30, 2024 · Amount on File
Deed Document Number	20241543
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	326 MAIN ST, OTOE, NE 68417-4024
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202654
Date	Oct 27, 2022
Instrument	202202654

Lender

Name	FIRSTBANK OF NEBRASKA
Type	Bank
Address	SYRACUSE, NE 68446

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	98 Months
Due	Dec 30, 2030

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Jul 30, 2024
Property Address	326 MAIN ST, OTOE, NE 68417-4024
Document Number	0202401543
Instrument Date	Jul 30, 2024
Instrument	202401543
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$38.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2714 HIGHWAY 50, WEEPING WATER, NE 68463-2416

March 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Mar 11, 2014
Property Address	326 MAIN ST, OTOE, NE 68417-4024
Document Number	0201400466
Instrument Date	Mar 7, 2014
Instrument	201400466
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$6.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	00000

Tax Assessment & Valuation

The 2025 property tax bill for 326 Main St was $70, down 16.7% from the year before.

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Municipality	Otoe Village
Unified School District	Syracuse-Dunbar-Avoca Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$70.00 (-16.67%)	$4,323 (+10.03%) Land $660 Building $3,663	$4,323 (+10.03%) Land $660 Building $3,663
2024	$84.00 (-15.15%)	$3,929 (-) Land $440 Building $3,489	$3,929 (-) Land $440 Building $3,489
2023	$99.00	$3,929 Land $440 Building $3,489	$3,929 Land $440 Building $3,489

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 326 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1982–2010)
Most Recent Claim	Jun 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF OTOE serves 288 people · EPA ID NE3113108
Water Source	Purchased groundwater from OTOE CO RWD #3
Last State Inspection	Jan 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pinpoint Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Windstream DSL	200 / 20

May also be available: GigFire, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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