Kendall County property record for 326 Main St, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,646 sqft · built 1846 |
| Lot Size | 0.212 acres (9,252 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Dec 2013) |
| Tax Bill | $5,485 (2024) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-17-363-004 |
| Primary APN | 03-17-363-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,646 sqft Living Area |
| Gross Area | 1,886 sqft |
| 1st Floor Area | 1,646 sqft |
| Basement Area | 192 sqft |
| Year Built | Built 1846 |
|---|---|
| Effective Year Built | Effective 1846 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 9,252 sqft (0.212 acres) |
| Lot Dimensions | 140 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 326 MAIN ST |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-9075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLY 2 LT 4 & ALL LT 5 BLK 1 JUDSONS ADDN VILLAGE OF OSWEGO |
| Legal Subdivision | JUDSONS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 4,5 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 890106 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 326 MAIN ST, OSWEGO, IL 60543-9075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2013 · Amount on Record |
| Deed Sale | Dec 17, 2013 · Amount on Record |
| Prior Sale | Jan 10, 2006 · Amount on Record |
| Deed Document Number | 201324657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 326 MAIN ST, OSWEGO, IL 60543-9075 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000010702 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 201800010702 |
| Name | PERL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate | 5.25% |
|---|
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $85,297 (+44.21%) Land $27,928 Building $57,369 | $255,891 (+44.21%) Land $83,784 Building $172,107 | |
| 2024 | $5,485.00 | ||
| 2022 | $59,148 Land $19,366 Building $39,782 | $177,444 Land $58,098 Building $119,346 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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