326 Madison St, #A, Frederick, MD 21701 Property Records

Frederick County property record for 326 Madison St, #A, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2 ba · 1,304 sqft · built 1997
Lot Size	0.104 acres (4,542 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Jan 2024)
Tax Bill	$4,691 (2023)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jan 2018 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-210053`

Property Details

APN / Parcel Number

Primary APN	`02-210053`
Alternative APNs	`2210053` `210053`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,304 sqft Total Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1997
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,542 sqft (0.104 acres)
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	210053
Old Parcel Number	2210053
Street Address	326 MADISON ST # A, A
City	FREDERICK
State	MD
Zip	21701-6393
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	LOT 1 4542 SQ. FT. PROJECT HOUSE INC.
Legal Subdivision	PROJECT HOUSE INC
Legal Lot Number	1 4542
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3010
Census Tract	765100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of February 6, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	326 MADISON ST # A, A, FREDERICK, MD 21701-6393
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jan 25, 2018	Deed, Construction Loan · Construction Mortgage TOWNEBANK MORTGAGE
Jan 25, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2024 · Amount on Record
Deed Sale	Jan 29, 2024 · Amount on Record
Prior Sale	Jan 25, 2018 · Amount on Record
Deed Document Number	0016745468
Deed Book / Page	16745 / 468
Record Updated	Jun 7, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 29, 2024
Property Address	326 MADISON ST # A, A, FREDERICK, MD 21701-6393
Document Number	0167450468
Book / Page	16745 / 468
Map Reference	MB 60 PG 48
Instrument Date	Jan 25, 2024
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	COMMUNITY TITLE NETWORK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	326 MADISON ST # A, A, FREDERICK, MD 21701-6393

Mortgage

Document Number	0016745475
Date	Jan 29, 2024
Instrument	16745/475

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	0167450495
Date	Jan 29, 2024
Book Page	16745/495

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2018: Deed, Construction Loan

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 25, 2018
Property Address	326 MADISON ST # A, A, FREDERICK, MD 21701-6393
Document Number	0122500203
Book / Page	12250 / 0203
Map Reference	MB60 PG48
Instrument Date	Jul 25, 2017
Instrument	12250-0203
Transaction Type	Construction Loan
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$828.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326A MADISON ST, FREDERICK, MD 21701-6393

Mortgage

Document Number	0122500209
Date	Jan 25, 2018
Instrument	12250-0209

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Aug 1, 2047

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 25, 2018
Property Address	326 MADISON ST # A, A, FREDERICK, MD 21701-6393
Document Number	0122500197
Book / Page	012250 / 000197
Instrument Date	Feb 8, 2017
Transaction Type	Foreclosure
Record Updated	Feb 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10346 KANSAS CITY MO 641710346, KANSAS CITY, MO 64171-0346

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,691.00	$256,067	$305,800 Land $126,300 Building $179,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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