28 CHANCELLORS PARK CT, SIMPSONVILLE, SC 29681-3389
Mortgage
Document Number
2091600724
Date
Jan 12, 2021
Book Page
20916/724
Instrument
2021001630
Lender
Name
FIRST CITIZENS BANK AND TRUST CO INC
Type
Bank
Address
RALEIGH, NC 27611
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
300 Months
Due
Jan 7, 2046
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
January 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
LEXINGTON SC
Property Address
326 LYLES ST, CAYCE, SC 29033-3937
Transaction Type
Mortgage
Record Updated
Aug 31, 2022
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
326 LYLES ST, CAYCE, SC 29033-3937
Mortgage
Document Number
2091600714
Date
Jan 12, 2021
Book Page
20916/714
Instrument
2021001629
Lender
Name
FIRST CITIZENS BANK & TRUST CO
Type
Bank
Address
26592
Agreement
Type
Line of Credit
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 326 Lyles St was $2,263, down 0.4% from the year before.
Source: Lexington County assessment roll, as of June 23, 2026
Property Jurisdictions
Type
Name
State
South Carolina
County
Lexington County
Municipality
Cayce City
Unified School District
Lexington School District 2 (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,263.00 (-0.44%)
$12,596 (-)Land $1,080Building $11,516
$314,900 (-)Land $27,000Building $287,900
2024
$2,273.00 (+175.85%)
$12,596 (+162.53%)Land $1,080Building $11,516
$314,900 (+162.55%)Land $27,000Building $287,900
2023
$824.00
$4,798Land $1,080Building $3,718
$119,940Land $27,000Building $92,940
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 326 Lyles St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 10 policies
Community Rating System
Class 9 (5% premium discount)
Nearby Flood Policies
10 in force
Nearby Flood Claims
6 (2013–2024)
Claims Outside the SFHA
5 of 6
Most Recent Claim
Aug 2024 · Hurricane Debby
Claims by Event
Severe Storms And Flooding, Oct 2015 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 326 Lyles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF CAYCE serves 17,460 people · EPA ID SC3210003
Water Source
Surface water
Last State Inspection
Nov 2025
Lead
Under 1 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025