326 Los Altos Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 326 Los Altos Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,772 sqft · built 1984
Lot Size0.197 acres (8,581 sqft)
OwnerIndividual Name on File
Last Sale$1,000,000 (Nov 2019)
Tax Bill$13,973 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN044-371-14

Property Details

APN / Parcel Number

Primary APN044-371-14
Alternative APNs
  • 044-371-14-000
  • 04420211000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area2,772 sqft Living Area
Gross Area3,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area8,581 sqft (0.197 acres)
TerrainSteep
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
Deck Area908 sqft
Patio Area908 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address326 LOS ALTOS DR
CityAPTOS
StateCA
Zip95003-5224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionAPTOS BEACH CC PROPERTIES
Legal Lot Number11
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1007
Census Tract122203

Owner

Source: Santa Cruz County records · APN 044-371-14

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address326 LOS ALTOS DR, APTOS, CA 95003-5224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
EXCEL REALTY INC
Nov 27, 2019Grant Deed, Transfer
EXCEL REALTY INC
Nov 27, 2019Affidavit of Death, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 27, 2019 · Amount on Record
Deed SaleNov 27, 2019 · Amount on Record
Deed Document Number201937299
Prior Transfer DateJun 10, 2004
Prior Transfer Doc0000047430
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address326 LOS ALTOS DR, APTOS, CA 95003-5224
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 LOS ALTOS DR, APTOS, CA 95003-5224

Mortgage

Document Number0000047790
DateNov 12, 2020
Instrument2020-0047790
Lender
NameEXCEL REALTY INC
TypeNon-Lending Institution
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 27, 2019
Property Address326 LOS ALTOS DR, APTOS, CA 95003-5224
Document Number0000037299
Instrument DateNov 25, 2019
Instrument37299
Transaction TypeTransfer
Record UpdatedDec 12, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,100.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address326 LOS ALTOS DR APTOS CA 950035224, APTOS, CA 95003-5224

Mortgage

Document Number37300
DateNov 27, 2019
Instrument37300
Lender
NameEXCEL REALTY INC
AddressROSEVILLE, CA 95661
Agreement
AmountAmount Recorded
Term360 Months
DueNov 26, 2049

November 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSANTA CRUZ CA
Recording DateNov 27, 2019
Property Address326 LOS ALTOS DR, APTOS, CA 95003-5224
Document Number0000037298
Instrument DateNov 25, 2019
Instrument37298
Transaction TypeTransfer
Record UpdatedDec 12, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address326 LOS ALTOS DR APTOS CA 950035224, APTOS, CA 95003-5224

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,115,519 (+2%) Land $669,311 Building $446,208
2025$13,973.00 (+9.94%)$1,093,646 (+4.04%) Land $656,188 Building $437,458
2023$12,710.00 (+103.88%)$1,051,178 Land $630,707 Building $420,471$1,367,280
2022$6,234.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
3 of 3 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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