326 Kahlua, Columbia, IL 62236 Property Records

Monroe County property record for 326 Kahlua, Columbia, IL 62236

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,947 sqft · built 2010
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Mar 2019)
Tax Bill	$7,406 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-21-482-034-000`

Property Details

APN / Parcel Number

Primary APN	`04-21-482-034-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,947 sqft Living Area
1st Floor Area	1,947 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Frame
Foundation Type	Raised
Lot Area	29,185 sqft (0.67 acres)
Garage Area	776 sqft
Driveway	Concrete Driveway
Driveway Area	1,752 sqft
Porch	Slab
Porch Area	305 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	326 KAHLUA
City	COLUMBIA
State	IL
Zip	62236-4571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR3
Legal Description	LOT 34 JOY VIEW ACRES PHASE 2
Legal Range	10W
Legal Township	01S
Legal Section	21
Legal Subdivision	JOY VIEW ACRES
Legal Lot Number	34
Jurisdiction	MONROE IL
Township / Civil Division	25
Census Block Group	2
Census Block	2096
Census Tract	600102

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	326 KAHLUA, COLUMBIA, IL 62236-4571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	2019400619
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	326 KAHLUA, COLUMBIA, IL 62236-4571
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000412317
Date	Nov 9, 2020
Instrument	412317

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Mar 29, 2019
Property Address	326 KAHLUA, COLUMBIA, IL 62236-4571
Document Number	0000400619
Map Reference	DOC 311174
Instrument Date	Mar 28, 2019
Instrument	400619
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	326 KAHLUA, COLUMBIA, IL 62236-4571

Mortgage

Document Number	0000400620
Date	Mar 29, 2019
Instrument	400620

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.88%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Columbia City
Unified School District	Columbia Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,406.00 (+3.16%) Homeowner's exemption	$133,310 (+19.2%) Land $23,640 Building $109,670	$399,930 (+19.2%) Land $70,920 Building $329,010
2024	$7,179.00
2022	Additional exemption filed	$111,840 Land $20,720 Building $91,120	$335,520 Land $62,160 Building $273,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	20 (1993–2024)
Claims Outside the SFHA	14 of 20
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1993 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA serves 11,129 people · EPA ID IL1330050
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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