326 Johnson Dr, Lusby, MD 20657 Property Records

Calvert County property record for 326 Johnson Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,665 sqft · built 1975
Lot Size	0.917 acres (39,988 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Sep 2018)
Tax Bill	$3,894 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-129805`

Property Details

APN / Parcel Number

Primary APN	`01-129805`
Alternative APNs	`1129805` `129805`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,665 sqft Total Area
1st Floor Area	2,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	39,988 sqft (0.917 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	129805
Old Parcel Number	1129805
Street Address	326 JOHNSON DR
City	LUSBY
State	MD
Zip	20657-2761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 6 BLK G SEC 23B DRUM POINT
Legal Subdivision	DRUM POINT
Legal Block	G
Legal Lot Number	6
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2007
Census Tract	861003

Owner

Source: Calvert County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	326 JOHNSON DR, LUSBY, MD 20657-2761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 4, 2018	Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	0005245393
Deed Book / Page	5245 / 393
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	326 JOHNSON DR, LUSBY, MD 20657-2761
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS TITLE AND SETMNT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 JOHNSON DR, LUSBY, MD 20657-2761

Mortgage

Document Number	0060460151
Date	Aug 10, 2021
Book Page	6046/151

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Apr 1, 2036

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 4, 2018
Property Address	326 JOHNSON DR, LUSBY, MD 20657-2761
Document Number	0052450393
Book / Page	5245 / 393
Map Reference	MB JLB1 PG67
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 AND 332 JOHNSON DR, LUSBY, MD 20657-2761

Mortgage

Document Number	0005245399
Date	Sep 4, 2018
Instrument	5245/399

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,894.00	$374,800 Land $87,400 Building $287,400	$374,800 Land $87,400 Building $287,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: IQ Fiber Intermediate Holdings, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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