326 Jaybee Ave, Davenport, FL 33897 Property Records

Polk County property record for 326 Jaybee Ave, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,828 sqft · built 1997
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on File
Last Sale	$433,000 (Sep 2025)
Tax Bill	$4,327 (2025)
Deeds & Mortgages	May 2023 Mortgage Sep 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`26-25-01-488039-000790`

Property Details

APN / Parcel Number

Primary APN	`26-25-01-488039-000790`
Alternative APNs	`012526488039000790` `12526000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,828 sqft Living Area
Gross Area	2,290 sqft
1st Floor Area	1,828 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	242 sqft
Porch	Screened/Unfinished Porch
Porch Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	326 JAYBEE AVE
City	DAVENPORT
State	FL
Zip	33897-5439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAYS LAKE ESTATES PH TWO PB 97 PGS 34 & 35 LOT 79
Legal Range	26E
Legal Township	25S
Legal Section	01
Legal Subdivision	FAIRWAYS LAKE ESTATES PHASE 02
Legal Phase	2
Legal Tract	488039
Legal Block	2
Legal Lot Number	79
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2001
Census Tract	12415

Owner

326 Jaybee Ave is owned and occupied by two individuals who bought it in September 2025.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	326 JAYBEE AVE, DAVENPORT, FL 33897-5439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 26, 2025	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC
Sep 26, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 7, 2023	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Mar 19, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Mar 21, 2019	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on File
Deed Sale	Sep 26, 2025 · Amount on File
Prior Sale	Nov 7, 2023 · Amount on File
Deed Document Number	2025226563
Deed Book / Page	13713 / 2161
Prior Transfer Date	Sep 2, 2025
Prior Transfer Doc	0000226560
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	326 JAYBEE AVE, DAVENPORT, FL 33897-5439
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 JAYBEE AVE, DAVENPORT, FL 33897-5439

Mortgage

Document Number	0000124149
Date	May 26, 2023
Book Page	12706/1884
Instrument	2023124149

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 26, 2025
Property Address	326 JAYBEE AVE, DAVENPORT, FL 33897-5439
Document Number	0000226563
Book / Page	13713 / 2161
Map Reference	MB 97 PG 34&35
Instrument Date	Sep 4, 2025
Instrument	2025226563
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,031.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 W BYRSONIMA LOOP, HOMOSASSA, FL 34446-4647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 JAYBEE AVE, DAVENPORT, FL 33897-5439

Mortgage

Document Number	0137132163
Date	Sep 26, 2025
Instrument	13713/2163

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Sep 26, 2025
Property Address	326 JAYBEE AVE, DAVENPORT, FL 33897-5439
Document Number	0000226560
Book / Page	13713 / 2157
Map Reference	MB 97 PG 34&35
Instrument Date	Sep 2, 2025
Instrument	2025226560
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4125 BEACHWOOD RD, DUNDALK, MD 21222-3606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 JAYBEE AVE, DAVENPORT, FL 33897-5439

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 7, 2023
Property Address	326 JAYBEE AVE, DAVENPORT, FL 33897-5439
Document Number	0000263095
Book / Page	12901 / 495
Map Reference	MB 97 PG 34
Instrument Date	Nov 3, 2023
Instrument	2023263095
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,073.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 RITA BEE AVE, DAVENPORT, FL 33897-9443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 JAYBEE AVE, DAVENPORT, FL 33897-5439

Mortgage

Document Number	0012901497
Date	Nov 7, 2023
Instrument	12901/497

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	326 JAYBEE AVE, DAVENPORT, FL 33897-5439
Document Number	0111860812
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	326 JAYBEE AVE DAVENPORT FL 338975439, DAVENPORT, FL 33897-5439

Mortgage

Document Number	0111860812
Date	Mar 24, 2020
Book Page	011186/000812
Instrument	66178

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 21, 2019
Property Address	326 JAYBEE AVE, DAVENPORT, FL 33897-5439
Document Number	0107841393
Book / Page	010784 / 001393
Instrument Date	Mar 20, 2019
Instrument	56667
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	326 JAYBEE AVE DAVENPORT FL 338975439, DAVENPORT, FL 33897-5439

Mortgage

Document Number	107841395
Date	Mar 21, 2019
Book Page	010784/001395
Instrument	56668

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 326 Jaybee Ave was $4,327, down 12.8% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,225 (-4.04%) Land $58,000 Building $263,225	$321,225 (-4.04%) Land $58,000 Building $263,225
2025	$4,327.00 (-12.78%)	$334,739 (+0.21%) Land $58,000 Building $276,739	$334,739 (+0.21%) Land $58,000 Building $276,739
2024	$4,961.00 (+90.73%)	$334,030 (+58.77%) Land $58,000 Building $276,030	$334,030 (+12.57%) Land $58,000 Building $276,030
2023	$2,601.00 (+3.38%) Homeowner's exemption	$210,387 (+3%)	$296,734 (+11.26%) Land $56,000 Building $240,734
2022	$2,516.00 Homeowner's exemption	$204,259	$266,715 Land $46,000 Building $220,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 326 Jaybee Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 Jaybee Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OUTDOOR RESORTS private · serves 1,500 people · EPA ID FL3531318
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications, Spectrum, Verizon.

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