326 James Ave, Covington, TN 38019 Property Records

Tipton County property record for 326 James Ave, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	1 ba · 998 sqft · built 1950
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Aug 2019)
Tax Bill	$398 (2022)
Deeds & Mortgages	Aug 2019 Sale May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084041J L 00300`

Property Details

APN / Parcel Number

Primary APN	`084041J L 00300`
Alternative APN	`041J L 00300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	998 sqft Living Area
1st Floor Area	998 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	160 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	321 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	326 JAMES AVE
City	COVINGTON
State	TN
Zip	38019-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C44
Legal Subdivision	SOUTH COLLEGE
Legal Lot Number	18
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	5
Census Block	5021
Census Tract	40700

Owner

326 James Ave is owned by an individual who bought it in August 2019.

Source: Tipton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2302 HIGHWAY 179, COVINGTON, TN 38019-7450
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Warranty Deed, Transfer ATTORNEY ONLY
May 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF RIPLEY
Feb 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	Sep 25, 2008 · Amount on File
Deed Document Number	2019226120
Deed Book / Page	1811 / 892
Prior Transfer Date	Feb 3, 2017
Prior Transfer Doc	0001712773
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Aug 30, 2019
Property Address	326 JAMES AVE, COVINGTON, TN 38019-3329
Document Number	1811892
Book / Page	001811 / 000892
Instrument Date	Aug 30, 2019
Instrument	226120
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$74.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1391 S MAIN ST COVINGTON TN 380193558, COVINGTON, TN 38019-3558

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	326 JAMES AVE, COVINGTON, TN 38019-3329
Document Number	1761410
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 JAMES AVE COVINGTON TN 380193329, COVINGTON, TN 38019-3329

Mortgage

Document Number	1761410
Date	May 29, 2018
Book Page	001761/000410
Instrument	214111

Lender

Name	BANK OF RIPLEY
Type	Bank
Address	RIPLEY, TN 38063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	May 28, 2021

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Feb 10, 2017
Property Address	326 JAMES AVE, COVINGTON, TN 38019-3329
Document Number	1712773
Book / Page	001712 / 000773
Instrument Date	Feb 3, 2017
Instrument	201731
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1350 LIMEKILN RD TENNESSEE RIDGE TN 371785536, TENNESSEE RIDGE, TN 37178-5536

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,225 Land $3,675 Building $13,550
2023		$17,225 Land $3,675 Building $13,550
2022	$398.00
2020			$68,900 Land $14,700 Building $54,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 James Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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