326 Harbor Dr, Bumpus Mills, TN 37028 Property Records

Stewart County property record for 326 Harbor Dr, Bumpus Mills, TN 37028

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1974
Lot Size	0.191 acres (8,340 sqft)
Owner	Individual Name on Record
Last Sale	$282,500 (Apr 2024)
Tax Bill	$548 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081017J G 02500`

Property Details

APN / Parcel Number

Primary APN	`081017J G 02500`
Alternative APN	`017J G 02500`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	600 sqft
Upper Floors Area	600 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Flooring	Softwood
Interior Walls	Paneling

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,340 sqft (0.191 acres)
Lot Dimensions	139 ft deep x 60 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Deck Area	228 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	326 HARBOR DR
City	BUMPUS MILLS
State	TN
Zip	37028-6206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: T99
Legal Subdivision	LOON BAY SUB
Legal Lot Number	179
Jurisdiction	STEWART TN
Township / Civil Division	3
Census Block Group	1
Census Block	1001
Census Tract	110201

Owner

Source: Stewart County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2735 BOBBY AVE, NASHVILLE, TN 37216-2907
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage ASCEND FCU
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 12, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Jul 12, 2017 · Amount on Record
Deed Document Number	202469976
Deed Book / Page	295 / 778
Prior Transfer Date	Sep 30, 2015
Prior Transfer Doc	000185/450
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEWART TN
Property Address	326 HARBOR DR, BUMPUS MILLS, TN 37028-6206
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2735 BOBBY AVE, NASHVILLE, TN 37216-2907

Mortgage

Document Number	000295/780
Date	Apr 17, 2024
Book Page	295/780
Instrument	69977

Lender

Name	ASCEND FCU
Type	Credit Union
Address	520 AIRPARK DR, TULLAHOMA, TN 37388

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	8%
Index	5-Year CMT
Margin	2
Max Rate	12%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEWART TN
Property Address	326 HARBOR DR, BUMPUS MILLS, TN 37028-6206
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000262/727
Date	Nov 8, 2021
Book Page	262/727
Instrument	63023

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEWART TN
Recording Date	Jul 12, 2017
Property Address	326 HARBOR DR, BUMPUS MILLS, TN 37028-6206
Document Number	000203/922
Book / Page	203 / 922
Instrument Date	Jun 10, 2017
Instrument	50424
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 HARBOR DR, BUMPUS MILLS, TN 37028-6206

Mortgage

Document Number	00000204/1
Date	Jul 12, 2017
Book Page	204/1
Instrument	50425

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

Source: Stewart County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Stewart County
Unified School District	Stewart County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$548.00	$36,900 (-) Land $9,375 Building $27,525
2024	$548.00 (+3.59%)	$36,900 (+64.55%) Land $9,375 Building $27,525
2023	$529.00	$22,425 (-) Land $6,250 Building $16,175
2022	$529.00	$22,425 Land $6,250 Building $16,175	$89,700 (-39.23%) Land $25,000 Building $64,700
2021			$147,600 Land $37,500 Building $110,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOON BAY P.O.A. private · serves 134 people · EPA ID TN0000083
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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