Frederick County property record for 326 Gun Clb Rd, Stephenson, VA 22656
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,088 sqft · built 1956 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Apr 2019) |
| Tax Bill | $1,183 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit Jun 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44A-195 |
| Primary APN | 44A-195 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| Gross Area | 2,530 sqft |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 272 sqft |
| Unfinished Basement | 272 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Terrain | Rolling |
| Pool Type | Above-Ground Pool |
| Deck Area | 108 sqft |
| Patio Area | 354 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8009066 |
|---|---|
| Street Address | 326 GUN CLUB RD |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | .50 ACRE |
| Legal Subdivision | 5 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 50100 |
326 Gun Clb Rd is owned and occupied by an individual who bought it in April 2019.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 326 GUN CLUB RD, STEPHENSON, VA 22656-1702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE COUNTY |
| Jun 17, 2019 | Deed of Trust, Mortgage · Line of Credit CAPON VALLEY BANK |
| Jun 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Apr 25, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2019 · Amount on File |
| Deed Sale | Apr 25, 2019 · Amount on File |
| Deed Document Number | 20193760 |
| Prior Transfer Date | Apr 10, 2019 |
| Prior Transfer Doc | 0000003760 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 326 GUN CLUB RD, STEPHENSON, VA 22656-1702 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000019883 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 210019883 |
| Name | BANK OF CLARKE COUNTY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 326 GUN CLUB RD, STEPHENSON, VA 22656-1702 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0000005762 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 190005762 |
| Name | CAPON VALLEY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 31, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 326 GUN CLUB RD, STEPHENSON, VA 22656-1702 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | QUALITY TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000010406 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 210010406 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.19% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Apr 25, 2019 |
| Property Address | 326 GUN CLUB RD, STEPHENSON, VA 22656-1702 |
| Document Number | 0000003760 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 3760 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 326 GUN CLUB RD STEPHENSON VA 226561702, STEPHENSON, VA 22656-1702 |
The 2026 property tax bill for 326 Gun Clb Rd was $1,183, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,183.00 (+10.35%) | $223,300 Land $83,000 Building $140,300 | $223,300 Land $83,000 Building $140,300 |
| 2025 | $1,072.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 326 Gun Clb Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 326 Gun Clb Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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