Spartanburg County property record for 326 Gap Creek Rd, Duncan, SC 29334
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,691 sqft · built 1941 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $153,000 (Sep 2016) |
| Tax Bill | $939 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-1412-01301 |
| Primary APN | 5-1412-01301 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,691 sqft Living Area |
| Gross Area | 1,850 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1941 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 48,787 sqft (1.12 acres) |
| Porch | Porch |
| Porch Area | 87 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 85167 |
|---|---|
| Street Address | 326 GAP CREEK RD |
| City | DUNCAN |
| State | SC |
| Zip | 29334-9102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N SIDE GAP CREEK RD W OF IRIS DR PB 114-929 |
| Legal Subdivision | N SIDE GAP CREEK |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | WELLFORD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 23101 |
Source: Spartanburg County records, as of November 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 326 GAP CREEK RD, DUNCAN, SC 29334-9102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC |
| Aug 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage PANORAMA MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2016 · Amount on Record |
| Deed Sale | Sep 1, 2016 · Amount on Record |
| Prior Sale | Nov 9, 2015 · Amount on Record |
| Deed Document Number | 2016-38468 |
| Deed Book / Page | 0113 / 0994 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 326 GAP CREEK RD, DUNCAN, SC 29334-9102 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000050576 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 2017-50576 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 326 GAP CREEK RD, DUNCAN, SC 29334-9102 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000046350 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 6173/941 |
| Instrument | 2021-46350 |
| Name | PANORAMA MORTGAGE GROUP LLC |
|---|---|
| Address | LAS VEGAS, NV 89145 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Spartanburg County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $939.00 (+1.08%) | $7,852 (-) Land $576 Building $7,276 | $196,300 (-) Land $14,400 Building $181,900 |
| 2024 | $929.00 (-0.32%) | ||
| 2023 | $932.00 | $7,852 Land $576 Building $7,276 | $196,300 Land $14,400 Building $181,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2002–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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